1411 Amber Wave Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1411 Amber Wave Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,116 sqft · built 1998
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$312,500 (Dec 2021)
Tax Bill$4,368 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNA952001127

Property Details

APN / Parcel Number

Primary APNA952001127
Alternative APN
  • 2-0060-7184-00-0333.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,116 sqft Living Area
Gross Area3,813 sqft
1st Floor Area1,239 sqft
Basement Area1,177 sqft
Finished Basement900 sqft
Unfinished Basement277 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area250 sqft
Deck AreaDeck Area
Patio Area300 sqft

Utilities, Heating & Cooling

Heating FuelSolar
SewerConnected

Location & Zoning

Account NumberA952001127
Street Address1411 AMBER WAVE DR
CityO FALLON
StateMO
Zip63366-8496
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATRIOTS LANDING #1 LOT 333
Legal SubdivisionPATRIOTS LANDING #1
Legal Lot Number333
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1015
Census Tract311738

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEIGHBORS CU
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Aug 7, 2018Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LNS
Aug 8, 2018Quit Claim Deed, Transfer
AMROCK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleAug 7, 2018 · Amount on Record
Deed Document Number202199871
Prior Transfer DateJul 27, 2018
Prior Transfer Doc0069600956
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496
Transaction TypeMortgage
Record UpdatedJul 28, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496

Mortgage

Document Number0000027942
DateJul 14, 2023
Instrument2023R-027942
Lender
NameNEIGHBORS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 2, 2033

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 10, 2021
Property Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496
Document Number0000099871
Map ReferenceMB 32 PG 95
Instrument DateDec 9, 2021
Instrument2021R-099871
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9200 VETERANS MEMORIAL PKWY # 10107, 9200, O FALLON, MO 63366-7508

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496

Mortgage

Document Number0000099872
DateDec 10, 2021
Instrument2021R-099872
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateAug 7, 2018
Property Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496
Document Number0069591479
Book / Page006959 / 001479
Instrument DateJul 27, 2018
Instrument449190
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1411 AMBER WAVE DR O FALLON MO 633668496, O FALLON, MO 63366-8496

Mortgage

Document Number69591481
DateAug 7, 2018
Book Page006959/001481
Instrument449200
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2048

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateAug 8, 2018
Property Address1411 AMBER WAVE DR, O FALLON, MO 63366-8496
Document Number0069600956
Book / Page006960 / 000956
Instrument DateJul 27, 2018
Instrument452840
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1411 AMBER WAVE DR O FALLON MO 633668496, O FALLON, MO 63366-8496

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,056 (-)$358,189 (-) Land $70,000 Building $288,189
2025$4,368.00 (+8.98%)$68,056 (+12.29%)$358,189 (+12.29%) Land $70,000 Building $288,189
2024$4,008.00
2023$60,605
2022$318,973 Land $50,000 Building $268,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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