1413 Windsor Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1413 Windsor Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,540 sqft · built 1972
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$157,500 (Sep 2012)
Tax Bill$3,701 (2025)
Deeds & MortgagesMar 2007 Refinance
Aug 2014 Mortgage
+ 1 more
APN0491004001010

Property Details

APN / Parcel Number

Primary APN0491004001010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,180 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area480 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address1413 WINDSOR RD
CityCHESAPEAKE
StateVA
Zip23322-3939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description101 ALBEMARLE ACRES SEC 3
Legal SubdivisionALBEMARLE ACRES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2022
Census Tract21101

Owner

1413 Windsor Rd is owned and occupied by an individual who bought it in September 2012.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1413 WINDSOR RD, CHESAPEAKE, VA 23322-3939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2007Deed of Trust, Mortgage · Stand-Alone Refinance
COUNTRYWIDE HOME LOANS IN
Aug 29, 2014Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Mar 22, 2018Intrafamily Transfer, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2012 · Amount on File
Deed SaleSep 13, 2012 · Amount on File
Prior SaleMay 17, 2012 · Amount on File
Deed Book / Page8814 / 720
Prior Transfer DateApr 19, 2012
Prior Transfer Doc008699/505
Record UpdatedOct 29, 2026

March 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1413 WINDSOR RD, CHESAPEAKE, VA 23322-3939
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006992/803
DateMar 14, 2007
Book Page6992/803
Lender
NameCOUNTRYWIDE HOME LOANS IN
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueMar 1, 2037
Interest
Rate TypeFixed Rate
Rate6.75%

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1413 WINDSOR RD, CHESAPEAKE, VA 23322-3939
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number09425/1020
DateAug 29, 2014
Book Page9425/1020
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2044
Interest
Rate TypeFixed Rate
Rate4.63%

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 22, 2018
Property Address1413 WINDSOR RD, CHESAPEAKE, VA 23322-3939
Document Number09894/1306
Book / Page9894 / 1306
Instrument DateMar 16, 2018
Instrument180007191
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 WINDSOR RD, CHESAPEAKE, VA 23322-3939
InvestorPossibly a Property Investor

Mortgage

Document Number09894/1311
DateMar 22, 2018
Book Page9894/1311
Instrument180007193
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Windsor Rd was $3,701.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,200 (+5.95%) Land $210,000 Building $178,200$388,200 (+5.95%) Land $210,000 Building $178,200
2025$3,701.00$366,400 Land $185,000 Building $181,400$366,400 Land $185,000 Building $181,400
2023$332,000 (+11.3%) Land $175,000 Building $157,000$332,000 (+11.3%) Land $175,000 Building $157,000
2022$298,300 Land $150,000 Building $148,300$298,300 Land $150,000 Building $148,300
2019$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1413 Windsor Rd; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Windsor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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