1420 Windsor Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1420 Windsor Rd, Chesapeake, VA 23322

Property Summary

Property TypeExempt (Full or Partial)
Details3 bd · 2 ba · 1,466 sqft · built 1972
Lot Size0.362 acres (15,769 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Oct 2018)
Tax Bill$1,569 (2022)
Deeds & MortgagesJul 2020 Mortgage
Oct 2018 Sale & Mortgage
APN0491004000940

Property Details

APN / Parcel Number

Primary APN0491004000940

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,466 sqft Total Area
1st Floor Area1,466 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,769 sqft (0.362 acres)
Lot Dimensions150 ft deep x 105 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck Area1,466 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1420 WINDSOR RD
CityCHESAPEAKE
StateVA
Zip23322-3940
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR15S: RESI
Legal Description94 ALBEMARLE ACRES SEC 3
Legal SubdivisionALBEMARLE ACRES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2021
Census Tract21101

Owner

1420 Windsor Rd is owned by two individuals who bought it in October 2018.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1420 WINDSOR RD, CHESAPEAKE, VA 23322-3940
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage · VA Mortgage
OVM FINANCIAL INC
Oct 30, 2018Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2018 · Amount on File
Deed SaleOct 30, 2018 · Amount on File
Prior SaleMay 29, 2014 · Amount on File
Deed Document Number201828706
Deed Book / Page9963 / 1538
Prior Transfer DateOct 22, 2012
Prior Transfer Doc8879000041
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1420 WINDSOR RD, CHESAPEAKE, VA 23322-3940
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10176/1386
DateJul 7, 2020
Book Page10176/1386
Instrument200022023
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 30, 2018
Property Address1420 WINDSOR RD, CHESAPEAKE, VA 23322-3940
Document Number09963/1538
Book / Page9963 / 1538
Instrument DateOct 11, 2018
Instrument180028706
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyPROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1420 WINDSOR RD, CHESAPEAKE, VA 23322-3940

Mortgage

Document Number0180028708
DateOct 30, 2018
Instrument180028708
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$411,700 Land $210,000 Building $201,700$411,700 Land $210,000 Building $201,700
2023$348,300 (+12.07%) Land $175,000 Building $173,300$348,300 (+12.07%) Land $175,000 Building $173,300
2022$1,569.00$310,800 Land $150,000 Building $160,800$310,800 Land $150,000 Building $160,800
2019$2,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1420 Windsor Rd; 21 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1420 Windsor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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