1405 Windsor Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1405 Windsor Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,125 sqft · built 1972
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jan 2022)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
APN	`0491004001030`

Property Details

APN / Parcel Number

Primary APN	`0491004001030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,072 sqft (0.346 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	325 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1405 WINDSOR RD
City	CHESAPEAKE
State	VA
Zip	23322-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	103 ALBEMARLE ACRES SEC 3
Legal Subdivision	ALBEMARLE ACRES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2022
Census Tract	21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 WINDSOR RD, CHESAPEAKE, VA 23322-3939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	20221782
Deed Book / Page	10508 / 1797
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 21, 2020
Property Address	1405 WINDSOR RD, CHESAPEAKE, VA 23322-3939
Document Number	10223/145
Book / Page	10223 / 145
Instrument Date	Sep 18, 2020
Instrument	200034083
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	360 SETTLEMENT AND TITLE SERVICES, 360 SETTLEMENT & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 WINDSOR RD, CHESAPEAKE, VA 23322-3939

Mortgage

Document Number	200034084
Date	Sep 21, 2020
Instrument	200034084

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,200 (+6.49%) Land $210,000 Building $149,200	$359,200 (+6.49%) Land $210,000 Building $149,200
2025	$3,407.00 (+45.35%)	$337,300 (+8.77%) Land $185,000 Building $152,300	$337,300 (+8.77%) Land $185,000 Building $152,300
2023		$310,100 (+10.91%) Land $175,000 Building $135,100	$310,100 (+10.91%) Land $175,000 Building $135,100
2022		$279,600 Land $150,000 Building $129,600	$279,600 Land $150,000 Building $129,600
2019	$2,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20