1413 Temple Heights Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1413 Temple Heights Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 873 sqft · built 1979
Lot Size	0.99 acres (4,329 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2003)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Jul 2023 Reverse Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-355-04-00`

Property Details

APN / Parcel Number

Primary APN	`161-355-04-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	873 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,329 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1413 TEMPLE HEIGHTS DR
City	OCEANSIDE
State	CA
Zip	92056-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 308 TR 008627
Legal Subdivision	PEACOCK HILLS
Legal Tract	008627
Legal Block	2
Legal Lot Number	308
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	19305

Owner

1413 Temple Heights Dr is owned and occupied by two individuals who acquired it in July 2023.

Source: San Diego County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 12, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 12, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2003 · Amount on File
Deed Sale	Oct 31, 2003 · Amount on File
Prior Sale	Feb 12, 1998 · Amount on File
Deed Document Number	20031327213
Last Transfer Date	Jul 10, 2023
Transfer Doc	0000184933
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2023
Property Address	1413 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number	0000184933
Map Reference	MAP 8627
Instrument Date	Jul 10, 2023
Instrument	2023-0184933
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1413 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006

Mortgage

Document Number	0000184934
Date	Jul 14, 2023
Instrument	2023-0184934

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	919 Months
Due	Feb 7, 2100

Interest

Rate Type	Adjustable Rate
Rate	7.35%
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1413 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number	0000431811
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 TEMPLE HEIGHTS DR OCEANSIDE CA 920563006, OCEANSIDE, CA 92056-3006

Mortgage

Document Number	0000431811
Date	Oct 17, 2018
Instrument	431811

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.7%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1413 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number	0000431810
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 TEMPLE HEIGHTS DR OCEANSIDE CA 920563006, OCEANSIDE, CA 92056-3006

Mortgage

Document Number	0000431810
Date	Oct 17, 2018
Instrument	431810

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.7%

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Temple Heights Dr was $3,363 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,530 (+2%) Land $217,523 Building $87,007
2025	$3,363.00 Homeowner's exemption	$298,559 Land $213,258 Building $85,301
2023	$3,094.00 (+0.29%) Homeowner's exemption	$286,968 (+2%) Land $204,978 Building $81,990
2022	$3,085.00 Homeowner's exemption	$281,342 Land $200,959 Building $80,383

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1413 Temple Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1413 Temple Heights Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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