1409 Temple Heights Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1409 Temple Heights Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,209 sqft · built 1979
Lot Size0.121 acres (5,290 sqft)
OwnerIndividual Name on Record
Last Sale$680,000 (Feb 2026)
Tax Bill$3,680 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2026 Sale
Flood ZoneZone X (minimal risk)
APN161-355-03-00

Property Details

APN / Parcel Number

Primary APN161-355-03-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,209 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,290 sqft (0.121 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1409 TEMPLE HEIGHTS DR
CityOCEANSIDE
StateCA
Zip92056-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 307 TR 008627
Legal SubdivisionPEACOCK HILLS
Legal Tract008627
Legal Block2
Legal Lot Number307
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2007
Census Tract19305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2118 COSMO WAY, SAN MARCOS, CA 92078-0970
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 18, 2026Grant Deed, Transfer
CORINTHIAN TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleApr 29, 2025 · Amount on Record
Deed Document Number202643372
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 6, 2026
Property Address1409 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number0000128427
Instrument DateMay 1, 2026
Instrument2026128427
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006

Mortgage

Document Number0000128427,
DateMay 6, 2026
Instrument2026128427
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 18, 2026
Property Address1409 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number0000043372
Map ReferenceMAP 8627
Instrument DateFeb 11, 2026
Instrument2026-0043372
Transaction TypeTransfer
Record UpdatedFeb 26, 2026
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2118 COSMO WAY, SAN MARCOS, CA 92078-0970

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$550,800 (+72.33%) Land $459,000 Building $91,800
2025$3,680.00 (+5.99%)$319,616 (+4.04%) Land $224,917 Building $94,699
2024$3,472.00 (+2.45%)
2023$3,389.00 (+0.27%)$307,207 Land $216,184 Building $91,023
2022$3,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: San Diego Broadband.

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