1405 Temple Heights Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1405 Temple Heights Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1979
Lot Size	0.95 acres (4,151 sqft)
Owner	2 Trust Names on File
Last Sale	$340,000 (Apr 2019)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-355-02-00`

Property Details

APN / Parcel Number

Primary APN	`161-355-02-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	834 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,151 sqft (0.95 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 TEMPLE HEIGHTS DR
City	OCEANSIDE
State	CA
Zip	92056-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 306 TR 008627
Legal Subdivision	PEACOCK HILLS
Legal Tract	008627
Legal Block	2
Legal Lot Number	306
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	19305

Owner

1405 Temple Heights Dr is owner-occupied and held in a trust since April 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 10, 2025	Intrafamily Transfer, Transfer
Apr 12, 2019	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Aug 1, 2002 · Amount on File
Deed Document Number	2019133085
Prior Transfer Date	Mar 16, 2008
Prior Transfer Doc	0000226765
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006

Mortgage

Document Number	0000264578
Date	Apr 6, 2021
Instrument	2021-0264578

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2025
Property Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number	0000316383
Map Reference	MAP 8627
Instrument Date	Nov 7, 2025
Instrument	2025-0316383
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2019
Property Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006
Document Number	0000133085
Map Reference	MAP 8267
Instrument Date	Mar 8, 2019
Instrument	2019-0133085
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 TEMPLE HEIGHTS DR, OCEANSIDE, CA 92056-3006

Mortgage

Document Number	0000133086
Date	Apr 12, 2019
Instrument	2019-0133086

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Temple Heights Dr was $4,354.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,856 (+2%) Land $218,280 Building $168,576
2025	$4,354.00	$379,271 Land $214,000 Building $165,271
2023	$4,009.00 (+0.25%)	$364,545 Land $205,691 Building $158,854
2022	$3,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1405 Temple Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1405 Temple Heights Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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