1413 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1413 S Smith Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,138 sqft · built 2003
Lot Size	0.129 acres (5,616 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (May 2020)
Tax Bill	$6,184 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-15-385-017`

Property Details

APN / Parcel Number

Primary APN	`91-21-15-385-017`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,138 sqft Building Perimeter
1st Floor Area	1,138 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,616 sqft (0.129 acres)
Garage Type	Detached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	363 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1413 S SMITH RD
City	URBANA
State	IL
Zip	61802-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 SAVANNAH GREEN PHASE 4
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SAVANNAH GREEN PHASE 4
Legal Lot Number	114
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5015
Census Tract	5601

Owner

1413 S Smith Rd is owned and occupied by an individual who bought it in May 2020.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1413 S SMITH RD, URBANA, IL 61802-4751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	20209148
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 29, 2020
Property Address	1413 S SMITH RD, URBANA, IL 61802-4751
Document Number	0000009148
Map Reference	DOC 2003R14300
Instrument Date	Apr 27, 2020
Instrument	2020R09148
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 S SMITH RD, URBANA, IL 61802-4751

Mortgage

Document Number	0000009149
Date	May 29, 2020
Instrument	2020R09149

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,790 Land $8,910 Building $60,880	$209,370 Land $26,730 Building $182,640
2024	$6,184.00
2022	$5,348.00 Homeowner's exemption	$55,410 Land $7,070 Building $48,340	$166,230 Land $21,210 Building $145,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1413 S Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1413 S Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20