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1416 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1416 S Smith Rd, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 919 sqft · built 2003
Lot Size0.118 acres (5,138 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (May 2018)
Tax Bill$5,321 (2024)
Deeds & MortgagesMar 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN91-21-15-386-042

Property Details

APN / Parcel Number

Primary APN91-21-15-386-042

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area919 sqft Building Perimeter
1st Floor Area919 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,138 sqft (0.118 acres)
Garage TypeDetached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area363 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1416 S SMITH RD
CityURBANA
StateIL
Zip61802-4750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 128 SAVANNAH GREEN PHASE 4
Legal Range09E
Legal Township19N
Legal Section15
Legal SubdivisionSAVANNAH GREEN PHASE 4
Legal Lot Number128
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5003
Census Tract5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1416 S SMITH RD, URBANA, IL 61802-4750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleSep 2, 2004 · Amount on Record
Deed Document Number20187559
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1416 S SMITH RD, URBANA, IL 61802-4750
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004595
DateMar 3, 2021
Instrument2021R04595
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 14, 2018
Property Address1416 S SMITH RD, URBANA, IL 61802-4750
Document Number0000007559
Map ReferenceDOC2003R14300
Instrument DateMay 11, 2018
Instrument2018R07559
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1416 S SMITH RD, URBANA, IL 61802-4750

Mortgage

Document Number0000007560
DateMay 14, 2018
Instrument2018R07560
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate5.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,930 (+25.94%) Land $8,910 Building $52,020$182,790 (+25.94%) Land $26,730 Building $156,060
2024$5,321.00 (+16%)
2022$4,587.00 Homeowner's exemption$48,380 Land $7,070 Building $41,310$145,140 Land $21,210 Building $123,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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