Champaign County property record for 1408 S Smith Rd, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 980 sqft · built 2003 |
| Lot Size | 0.118 acres (5,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,500 (Nov 2003) |
| Tax Bill | $5,534 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-15-386-046 |
| Primary APN | 91-21-15-386-046 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 980 sqft Building Perimeter |
| 1st Floor Area | 980 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 5,138 sqft (0.118 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 363 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1408 S SMITH RD |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-4750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 124 SAVANNAH GREEN PHASE 4 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 15 |
| Legal Subdivision | SAVANNAH GREEN PHASE 4 |
| Legal Lot Number | 124 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 5601 |
1408 S Smith Rd is owned and occupied by an individual who bought it in November 2003.
Source: Champaign County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 S SMITH RD, URBANA, IL 61802-4750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Nov 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2003 · Amount on File |
| Deed Sale | Nov 3, 2003 · Amount on File |
| Deed Document Number | 200349385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 1408 S SMITH RD, URBANA, IL 61802-4750 |
| Document Number | 0000008936 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20268936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1408 S SMITH RD, URBANA, IL 61802-4750 |
| Document Number | 0000008936, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20268936 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1408 S SMITH RD, URBANA, IL 61802-4750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | ADVANTAGE TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000020721 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022R20721 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,120 Land $8,910 Building $54,210 | $189,360 Land $26,730 Building $162,630 | |
| 2024 | $5,534.00 | ||
| 2022 | $4,775.00 Homeowner's exemption | $50,120 Land $7,070 Building $43,050 | $150,360 Land $21,210 Building $129,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1408 S Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1408 S Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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