1413 Montez Loop, The Villages (Lady Lake), FL 32159 Property Records

Sumter County property record for 1413 Montez Loop, The Villages, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,146 sqft · built 1997
Lot Size	0.157 acres (6,848 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2012)
Tax Bill	$1,880 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D02D032`

Property Details

APN / Parcel Number

Primary APN	`D02D032`
Alternative APN	`1004042`

Interior

Building Area	1,146 sqft Heated Area

Exterior

Year Built	Built 1997
Architectural Style	Other
Construction Type	Concrete
Lot Area	6,848 sqft (0.157 acres)
Lot Dimensions	107 ft deep x 64 ft wide
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	175 sqft

Location & Zoning

Account Number	1004042
Street Address	1413 MONTEZ LOOP
City	THE VILLAGES
State	FL
Zip	32159-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 VILLA SANTO DOMINGO THE VILLAGES OF SUMTER PB 5 PG 4-4A
Legal Range	23E
Legal Township	18S
Legal Section	02
Legal Subdivision	VILLAGES OF SUMTER
Legal Lot Number	32
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1008
Census Tract	911702

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1413 MONTEZ LOOP, THE VILLAGES, FL 32159-9565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC
Aug 17, 2017	Deed of Trust, Mortgage · VA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2012 · Amount on Record
Deed Sale	May 15, 2012 · Amount on Record
Prior Sale	May 20, 2005 · Amount on Record
Deed Document Number	201260014913
Deed Book / Page	2447 / 0599
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1413 MONTEZ LOOP, THE VILLAGES, FL 32159-9565
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 MONTEZ LOOP, THE VILLAGES, FL 32159-9565

Mortgage

Document Number	0046060259
Date	Mar 1, 2024
Book Page	4606/259
Instrument	202460007692

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1413 MONTEZ LOOP, THE VILLAGES, FL 32159-9565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032960355
Date	Aug 17, 2017
Book Page	3296/0355
Instrument	201760027497

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	CORAL SPRINGS, FL 33071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1413 MONTEZ LOOP, THE VILLAGES, FL 32159-9565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037380149
Date	Apr 9, 2020
Book Page	3738/149
Instrument	202060015471

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,620 (+5.98%)	$268,170 (+2.69%) Land $41,090 Building $227,080
2024	$1,880.00 (+13.46%)
2023	$1,657.00 (+5.01%) Additional exemption filed	$162,880 (+3%)	$261,150 (+9.28%) Land $27,390 Building $233,760
2022	$1,578.00 Homeowner's exemption	$158,140	$238,980 Land $27,390 Building $211,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon, Zito Media.

Nearby Properties on Montez Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures