1405 Montez Loop, The Villages (Lady Lake), FL 32159 Property Records

Sumter County property record for 1405 Montez Loop, The Villages, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,146 sqft · built 1997
Lot Size	0.1 acres (4,368 sqft)
Owner	Company Name on Record
Last Sale	$246,900 (Mar 2020)
Tax Bill	$3,072 (2024)
Deeds & Mortgages	Mar 2020 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D02D028`

Property Details

APN / Parcel Number

Primary APN	`D02D028`
Alternative APN	`1004038`

Interior

Building Area	1,146 sqft Heated Area

Exterior

Year Built	Built 1997
Architectural Style	Other
Construction Type	Concrete
Lot Area	4,368 sqft (0.1 acres)
Lot Dimensions	104 ft deep x 42 ft wide
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	175 sqft

Location & Zoning

Account Number	1004038
Street Address	1405 MONTEZ LOOP
City	THE VILLAGES
State	FL
Zip	32159-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 THE VILLAGES OF SUMTER VILLA SANTO DOMINGO PB 5 PG 4-4A
Legal Range	23E
Legal Township	18S
Legal Section	02
Legal Subdivision	VILLAGES OF SUMTER VILLA SANTO
Legal Lot Number	28
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1008
Census Tract	911702

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10367 STINSON CIR, GROSSE ILE, MI 48138-2042
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Warranty Deed, Transfer FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	202060011168
Deed Book / Page	3721 / 146
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 13, 2020
Property Address	1405 MONTEZ LOOP, THE VILLAGES, FL 32159-9573
Document Number	0037210146
Book / Page	003721 / 000146
Instrument Date	Mar 3, 2020
Instrument	60011168
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,728.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10367 STINSON CIR GROSSE ILE MI 481382042, GROSSE ILE, MI 48138-2042

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Aug 13, 2018
Property Address	1405 MONTEZ LOOP, THE VILLAGES, FL 32159-9573
Document Number	0034510068
Book / Page	003451 / 000068
Instrument Date	Aug 1, 2018
Instrument	60028817
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	PENINSULA LAND AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 BOWER HILL RD #318A PITTSBURGH PA 152431367, 318A, PITTSBURGH, PA 15243-1367

Mortgage

Document Number	34510069
Date	Aug 13, 2018
Book Page	003451/000069
Instrument	60028818

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,290 (+0.82%) Land $26,210 Building $227,080	$253,290 (+0.82%) Land $26,210 Building $227,080
2024	$3,072.00 (+10.62%)
2023	$2,777.00 (+9.81%)	$251,230 (+28.11%) Land $17,470 Building $233,760	$251,230 (+9.68%) Land $17,470 Building $233,760
2022	$2,529.00	$196,100	$229,060 Land $17,470 Building $211,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon, Zito Media.

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