1407 Montez Loop, The Villages (Lady Lake), FL 32159 Property Records

Sumter County property record for 1407 Montez Loop, The Villages, FL 32159

Property Summary

Property TypeSingle Family Home
Details1,146 sqft · built 1997
Lot Size0.1 acres (4,368 sqft)
Owner2 Individual Names on File
Last Sale$329,900 (Feb 2026)
Tax Bill$3,117 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Apr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN021823D02D029

Property Details

APN / Parcel Number

Primary APN021823D02D029
Alternative APNs
  • D02D029
  • 1004039

Interior

Building Area1,146 sqft Living Area
Gross Area1,700 sqft
1st Floor Area1,146 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialBlock
Construction TypeWood
Lot Area4,368 sqft (0.1 acres)
Lot Dimensions104 ft deep x 42 ft wide
Garage TypeAttached
Garage Area414 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area175 sqft

Location & Zoning

Street Address1407 MONTEZ LOOP
CityLADY LAKE
StateFL
Zip32159-9573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 THE VILLAGES OF SUMTER VILLA SANTO DOMINGO PB 5 PG 4-4A
Legal Range23E
Legal Township18S
Legal Section2
Legal SubdivisionTHE VILLAGES OF SUMTER VILLA SANTO DOMIN
Legal Lot Number29
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group1
Census Block1008
Census Tract911702

Owner

Source: Sumter County assessment roll, APN 021823D02D029, as of February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address514 AMERICAS WAY, BOX ELDER, SD 57719-7600
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2026Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Apr 26, 2023Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2026 · Amount on Record
Deed SaleFeb 05, 2026 · Amount on Record
Prior SaleAug 22, 2024 · Amount on Record
Deed Document Number20266243
Deed Book / Page5048 / 428
Prior Transfer DateApr 29, 2014
Prior Transfer Doc0027840664
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateFeb 05, 2026
Property Address1407 MONTEZ LOOP, THE VILLAGES, FL 32159-9573
Document Number0050480428
Book / Page5048 / 428
Map ReferenceMB 5 PG 4&4-A
Instrument DateJan 30, 2026
Instrument202660006243
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyAFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,309.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13175 SE 94TH AVE, SUMMERFIELD, FL 34491-9358

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 AMERICAS WAY # 151, BOX ELDER, SD 57719-7600

Mortgage

Document Number0005048430
DateFeb 05, 2026
Instrument5048/430
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateApr 26, 2023
Property Address1407 MONTEZ LOOP, THE VILLAGES, FL 32159-9573
Document Number0044560704
Book / Page4456 / 704
Map ReferenceMB 5 PG 4
Instrument DateApr 17, 2023
Instrument202360016419
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1407 MONTEZ LOOP, THE VILLAGES, FL 32159-9573

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1407 MONTEZ LOOP, THE VILLAGES, FL 32159-9573

Tax Assessment & Valuation

Source: Sumter County assessment roll as of February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,117.00 (+0.81%)$255,280 (+0.79%) Land $26,210 Building $229,070$255,280 (+0.79%) Land $26,210 Building $229,070
2024$3,092.00 (+10.55%)
2023$2,797.00 (+9.82%)$253,280 (+28.12%) Land $17,470 Building $235,810$253,280 (+9.68%) Land $17,470 Building $235,810
2022$2,547.00$197,690$230,920 Land $17,470 Building $213,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (12119C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121199117021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2015 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 653 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon, Zito West Holding.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3350942, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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