1413 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1413 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,297 sqft · built 2022
Lot Size	0.541 acres (23,566 sqft)
Owner	2 Company Names on Record
Last Sale	$2,250,000 (Jun 2022)
Tax Bill	$16,178 (2024)
Deeds & Mortgages	Jul 2021 Construction Loan Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1413`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1413`
Alternative APN	`1048061`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,297 sqft Living Area
Gross Area	5,255 sqft

Exterior

Year Built	Built 2022
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	23,566 sqft (0.541 acres)
Lot Dimensions	6.5 ft deep x 18.1 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048061
Street Address	1413 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1413 BAYTOWNE AVE EAST PH II & INTEREST IN COMMON ELEMENTS AS REC IN PB 8-22 OR 521-188 OR 1643-35 OR 2955-1488 OR
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST 14
Legal Phase	2
Legal Lot Number	1413
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3950 DICKERSON PIKE, NASHVILLE, TN 37207-1304
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Jun 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MACON BANK & TRUST COMPANY
Jan 5, 2021	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO
Aug 21, 2019	Grant Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	20220029804
Deed Book / Page	3257 / 3670
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1413 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Mortgage

Document Number	0032080832
Date	Jul 21, 2021
Book Page	3208/832
Instrument	20210036531

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 27, 2022
Property Address	1413 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Document Number	0032573670
Book / Page	3257 / 3670
Map Reference	MB 8 PG 22
Instrument Date	Jun 21, 2022
Instrument	20220029804
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3950 DICKERSON PIKE, NASHVILLE, TN 37207-1304

Mortgage

Document Number	0032573675
Date	Jun 27, 2022
Instrument	3257/3675

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2032

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 5, 2021
Property Address	1413 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Document Number	0031771744
Book / Page	3177 / 1744
Map Reference	MB 8 PG 22
Instrument Date	Dec 30, 2020
Instrument	20210000417
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 KELLY PLANTATION DR UNIT 407, 407, DESTIN, FL 32541-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Aug 21, 2019
Property Address	1413 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Document Number	0031152233
Book / Page	003115 / 002233
Instrument Date	Aug 20, 2019
Instrument	28573
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$2,016.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	288 CHAMPION CT DESTIN FL 325418428, DESTIN, FL 32541-8428

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,758,079 (-0.74%) Land $402,500 Building $1,355,579	$1,758,079 (-0.74%) Land $402,500 Building $1,355,579
2024	$16,178.00 (+0.53%)
2023	$16,093.00 (+551.27%)	$1,771,159 (+550.82%) Land $245,173 Building $1,525,986	$1,771,159 (+550.82%) Land $245,173 Building $1,525,986
2022	$2,471.00	$272,142 Land $272,142	$272,142 Land $272,142

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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