1405 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1405 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,630 sqft · built 2012
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Aug 2020)
Tax Bill	$7,102 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1405`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1405`
Alternative APNs	`25-221-42400-000-1405` `1048056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,630 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	2,630 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	154 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	744 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	752 sqft
Deck Area	Deck Area
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1405 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1405 BAYTOWNE AVE EAST S/D PH I PB 8-13 OR 521-188 OR 2550-912 OR 2816-3626 OR 2858-4402 OR 3153-221
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST PH I
Legal Phase	1
Legal Block	14
Legal Lot Number	1405
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Feb 2, 2011 · Amount on Record
Deed Document Number	202028199
Deed Book / Page	3153 / 221
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0028163626
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1405 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891

Mortgage

Document Number	0032163785
Date	Sep 17, 2021
Book Page	3216/3785
Instrument	20210046756

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 3, 2020
Property Address	1405 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4891
Document Number	0031530221
Book / Page	003153 / 000221
Instrument Date	Jul 31, 2020
Instrument	28199
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1405 BAYTOWNE AVE E MIRAMAR BEACH FL 325504891, MIRAMAR BEACH, FL 32550-4891

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,102.00 (+1.88%) Homeowner's exemption	$824,674 (-35.81%)	$1,399,582 (+8.93%) Land $350,000 Building $1,049,582
2024	$6,971.00 (+3.7%)
2023	$6,722.00 (+1.13%) Homeowner's exemption	$1,284,824 (+12.83%) Land $213,194 Building $1,071,630	$1,284,824 (+12.83%) Land $213,194 Building $1,071,630
2022	$6,647.00 Homeowner's exemption	$1,138,763 Land $236,645 Building $902,118	$1,138,763 Land $236,645 Building $902,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

Nearby Properties on Baytowne Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures