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1404 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1404 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 1997
Lot Size0.133 acres (5,797 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Oct 2009)
Tax Bill$2,894 (2023)
Deeds & MortgagesSep 2021 Mortgage
Apr 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN047-073-41

Property Details

APN / Parcel Number

Primary APN047-073-41

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,389 sqft Heated Area
Gross Area1,654 sqft
1st Floor Area1,389 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,797 sqft (0.133 acres)
Garage Area240 sqft
PorchPorch
Porch Area25 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number047-073-41
Street Address1404 RUMSTONE LN
CityCHARLOTTE
StateNC
Zip28262-4217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionL9 M28-236
Legal SubdivisionSILVERSTONE PH 01 MAP 02
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

Source: Mecklenburg County records · APN 047-073-41

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 26, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2009 · Amount on Record
Deed SaleOct 13, 2009 · Amount on Record
Prior SaleOct 13, 2009 · Amount on Record
Deed Document Number0000142446
Last Transfer DateJun 22, 2017
Transfer Doc0000083027
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000171256
DateSep 07, 2021
Book Page36498/486
Instrument2021171256
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000053461
DateApr 06, 2022
Book Page37228/634
Instrument2022053461
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyROCKET CLOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
InvestorPossibly a Property Investor

Mortgage

Document Number0000121790
DateNov 26, 2025
Book Page40033/24
Instrument2025121790
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Document Number0000013962
Instrument DateJan 16, 2021
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 RUMSTONE LN CHARLOTTE NC 282624217, CHARLOTTE, NC 28262-4217

Mortgage

Document Number0000013962
DateJan 25, 2021
Book Page035586/000139
Instrument13962
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Document Number0000073451
Instrument DateJun 11, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 RUMSTONE LN CHARLOTTE NC 282624217, CHARLOTTE, NC 28262-4217

Mortgage

Document Number0000073451
DateJun 14, 2019
Book Page033587/000508
Instrument73451
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Document Number0000169223
Book / Page032351 / 000206
Instrument DateDec 15, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 RUMSTONE LN CHARLOTTE NC 282624217, CHARLOTTE, NC 28262-4217

Mortgage

Document Number0000169223
DateDec 19, 2017
Book Page032351/000206
Instrument169223
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateJun 22, 2017
Property Address1404 RUMSTONE LN, CHARLOTTE, NC 28262-4217
Document Number0000083027
Book / Page031903 / 000439
Instrument DateJan 12, 2017
Instrument83027
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 RUMSTONE LN CHARLOTTE NC 282624217, CHARLOTTE, NC 28262-4217

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190055362, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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