1412 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 1412 Lower Elgin Rd, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details3,194 sqft · built 2013
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$368,800 (Jan 2013)
Tax Bill$8,524 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR125231

Property Details

APN / Parcel Number

Primary APNR125231

Interior

Stories1 Story
Building Area3,194 sqft Living Area
Gross Area3,832 sqft
1st Floor Area3,194 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialMetal
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Dimensions250 ft deep x 1,690 ft wide
Garage TypeCarport
Garage Area840 sqft
CarportCarport
Carport Area840 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area1,003 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1412 LOWER ELGIN RD
CityELGIN
StateTX
Zip78621-5749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA55 ROGERS, JOSEPH, ACRES 1.000
Legal SubdivisionROGERS, JOSEPH
Legal Block2
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2027
Census Tract950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 528, MANOR, TX 78653-0528
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2013 · Amount on Record
Deed SaleJan 9, 2013 · Amount on Record
Deed Document Number2013407
Deed Book / Page2201 / 550
Prior Transfer DateJan 8, 2013
Prior Transfer Doc2201/550
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBASTROP TX
Property Address1412 LOWER ELGIN RD, ELGIN, TX 78621-5749
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyITC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202018617
DateOct 26, 2020
Instrument202018617
Lender
NameFIRST NATIONAL BANK OF BASTROP
TypeBank
AddressBASTROP, TX 78602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictBastrop Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,524.00 (-3.18%)$506,947 (-12.68%) Land $12,841 Building $494,106$506,947 (-12.68%) Land $12,841 Building $494,106
2024$8,804.00
2023$580,595 Land $12,841 Building $567,754$580,595 Land $12,841 Building $567,754
2022$10,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
25 / 5

May also be available: AT&T, VTX Communications.

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