1397 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 1397 Lower Elgin Rd, Elgin, TX 78621 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1989
Square Footage	1,448 sqft Living Area
Lot Size	56,976 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$115,200 (2017)
Tax Bill	$3,815.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R69335`
Alternative APN	`O0126515`

Interior

Building Area	1,448 sqft Living Area
1st Floor	936 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer Exterior
Roof Material	Composition Shingle Roof
Lot Area	56,976 sqft (1.3 acres)
Porch Area	318 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1397 LOWER ELGIN RD
City	ELGIN
State	TX
Zip	78621-5708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ABS A55 ROGERS, JOSEPH, 1.308 ACRES
Legal Subdivision	ROGERS, JOSEPH
Legal Block	2
Jurisdiction	BASTROP TX
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2013
Census Tract	950101

Owner

Source: Bastrop County records · APN R69335

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1397 LOWER ELGIN RD, ELGIN, TX 78621-5708
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Person or Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Deed Doc Number	20173679
Record Refreshed	Sep 20, 2026

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Mar 16, 2017
Property Address	1397 LOWER ELGIN RD, ELGIN, TX 78621-5708
Document Number	201703679
Instrument Date	Mar 15, 2017
Instrument	201703679
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 LOWER ELGIN RD, ELGIN, TX 78621-5708

Mortgage

Document Number	201703680
Date	Mar 16, 2017
Instrument	201703680

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2032

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (+5.85%) Homeowner's exemption	$285,277 (-12.1%) Land $149,364 Building $135,913	$285,277 (-12.1%) Land $149,364 Building $135,913
2024	$3,604.00
2023	Homeowner's exemption	$324,556 Land $149,364 Building $175,192	$324,556 Land $149,364 Building $175,192
2022	$3,838.00

Flood & Wildfire

1397 Lower Elgin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Bastrop County (48021C), updated April 22, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 53rd percentile of exposed land nationally · 29th in Texas
Wildfire Likelihood	Moderate — about 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.