1405 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 1405 Lower Elgin Rd, Elgin, TX 78621

Property Summary

Property TypeMobile Home
Details1,624 sqft · built 1990
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$966 (2025)
Flood ZoneZone X (minimal risk)
APNM85570

Property Details

APN / Parcel Number

Primary APNM85570

Interior

Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Lot Area87,120 sqft (2 acres)
PorchOpen Frame Porch

Location & Zoning

Street Address1405 LOWER ELGIN RD
CityELGIN
StateTX
Zip78621-5749
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionA55 ROGERS, JOSEPH, ACRES 2.0000 (MH ONLY, 28X58, SERIAL # PH059598A, TITLE # 01024715, LABEL # TEX0485601), LOCATED ON R78161
Legal SubdivisionROGERS, JOSEPH
Legal Block2
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract950101

Owner

1405 Lower Elgin Rd, a mobile home, is owned and occupied by an individual.

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1405 LOWER ELGIN RD, ELGIN, TX 78621-5749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Lower Elgin Rd was $966 with a homeowner's exemption, down 11.7% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$966.00 (-11.7%) Homeowner's exemption$76,830 Building $76,830$76,830 Building $76,830
2024$1,094.00
2023$89,399 Building $89,399$89,399 Building $89,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Lower Elgin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Lower Elgin Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
25 / 5

May also be available: AT&T, VTX Communications.

Nearby Properties on Lower Elgin Rd

Nearby Streets

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