1412 Knotty Pine Dr, Elgin, IL 60123 Property Records

Kane County property record for 1412 Knotty Pine Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 1992
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual on Record
Last Sale	$185,500 (Oct 2001)
Tax Bill	$8,009 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-151-012`

Property Details

APN / Parcel Number

Primary APN	`06-33-151-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,250 sqft
Basement Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1412 KNOTTY PINE DR
City	ELGIN
State	IL
Zip	60123-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE I LOT 104
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	1
Legal Block	5
Legal Lot Number	104
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1412 KNOTTY PINE DR, ELGIN, IL 60123-8843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 20, 2017	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2001 · Amount on Record
Deed Sale	Oct 12, 2001 · Amount on Record
Prior Sale	Sep 10, 1996 · Amount on Record
Deed Document Number	2001106779
Last Transfer Date	Sep 22, 2021
Transfer Doc	0000079876
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 21, 2021
Property Address	1412 KNOTTY PINE DR, ELGIN, IL 60123-8843
Document Number	0000079876
Map Reference	DOC 91K66828
Instrument Date	Sep 22, 2021
Instrument	2021K079876
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 KNOTTY PINE DR, ELGIN, IL 60123-8843

Mortgage

Document Number	0000079877
Date	Oct 21, 2021
Instrument	2021K079877

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2051

Interest

Rate	2.5%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 20, 2017
Property Address	1412 KNOTTY PINE DR, ELGIN, IL 60123-8843
Document Number	0000037360
Map Reference	DOC91K66828
Instrument Date	Jul 13, 2017
Instrument	2017K037360
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 KNOTTY PINE DR, ELGIN, IL 60123-8843

Mortgage

Document Number	0000037361
Date	Jul 20, 2017
Instrument	2017K037361

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,009.00 (+15.85%) Homeowner's exemption	$112,990 (+8.57%) Land $30,744 Building $82,246	$339,106 (+8.57%) Land $92,269 Building $246,837
2024		$104,071 (+21.39%) Land $28,317 Building $75,754	$312,338 (+21.44%) Land $84,985 Building $227,353
2022	$6,913.00 (+4.5%) Homeowner's exemption	$85,730 (+6.96%) Land $23,326 Building $62,404	$257,190 (+6.96%) Land $69,978 Building $187,212
2021	$6,615.00 Homeowner's exemption	$80,151 Land $21,808 Building $58,343	$240,453 Land $65,424 Building $175,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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