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1409 Knotty Pine Dr, Elgin, IL 60123 Property Records

Kane County property record for 1409 Knotty Pine Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,500 sqft · built 1993
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$312,000 (Apr 2024)
Tax Bill$7,653 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-33-152-013

Property Details

APN / Parcel Number

Primary APN06-33-152-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,500 sqft Living Area
Gross Area2,250 sqft
Basement Area750 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1409 KNOTTY PINE DR
CityELGIN
StateIL
Zip60123-8846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBRIDGE SOUTH PHASE 1 LOT 156
Legal SubdivisionWOODBRIDGE SOUTH
Legal Phase1
Legal Block5
Legal Lot Number156
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5006
Census Tract851907

Owner

Source: Kane County records · APN 06-33-152-013

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Apr 10, 2024Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Sep 17, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Jan 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2024 · Amount on Record
Deed SaleApr 10, 2024 · Amount on Record
Prior SaleAug 02, 2000 · Amount on Record
Deed Document Number202411719
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846

Mortgage

Document Number0000007639
DateFeb 25, 2026
Instrument2026K007639
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueMar 01, 2051
Interest
Rate5.75%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 10, 2024
Property Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846
Document Number0000011719
Instrument DateMar 28, 2024
Instrument2024K011719
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846

Mortgage

Document Number0000011720
DateApr 10, 2024
Instrument2024K011720
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate7.75%

Mortgage

Document Number0000011721
DateApr 10, 2024
Instrument2024K011721
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 01, 2034
Interest
Rate9.75%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846
Document Number0000055743
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 KNOTTY PINE DR ELGIN IL 601238846, ELGIN, IL 60123-8846

Mortgage

Document Number0000055743
DateSep 24, 2020
Instrument55743
Lender
NameFIGURE LNDG LLC
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 23, 2035
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1409 KNOTTY PINE DR, ELGIN, IL 60123-8846
Document Number0000004690
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedMay 04, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1409 KNOTTY PINE DR ELGIN IL 601238846, ELGIN, IL 60123-8846

Mortgage

Document Number0000004690
DateJan 25, 2017
Instrument4690
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 24, 2032
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,653.00 (+15.85%)
2024$99,770 (+21.4%) Land $28,317 Building $71,453$299,430 (+21.44%) Land $84,985 Building $214,445
2022$6,606.00 (+4.54%) Homeowner's exemption$82,186 (+6.96%) Land $23,326 Building $58,860$246,558 (+6.96%) Land $69,978 Building $176,580
2021$6,319.00 Homeowner's exemption$76,838 Land $21,808 Building $55,030$230,514 Land $65,424 Building $165,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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