1405 Knotty Pine Dr, Elgin, IL 60123 Property Records

Kane County property record for 1405 Knotty Pine Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,621 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Apr 2005)
Tax Bill	$8,563 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-152-014`

Property Details

APN / Parcel Number

Primary APN	`06-33-152-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,621 sqft Living Area
Gross Area	2,293 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1405 KNOTTY PINE DR
City	ELGIN
State	IL
Zip	60123-8846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 1 LOT 157
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	1
Legal Block	5
Legal Lot Number	157
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5006
Census Tract	851907

Owner

Source: Kane County records · APN 06-33-152-014

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1405 KNOTTY PINE DR, ELGIN, IL 60123-8846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMRES CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2005 · Amount on Record
Deed Sale	Apr 13, 2005 · Amount on Record
Prior Sale	Sep 16, 1999 · Amount on Record
Deed Document Number	200541235
Prior Transfer Date	Apr 08, 2005
Prior Transfer Doc	0000041235
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 22, 2026
Property Address	1405 KNOTTY PINE DR, ELGIN, IL 60123-8846
Document Number	0000031199
Instrument Date	Jul 17, 2026
Instrument	202631199
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 KNOTTY PINE DR, ELGIN, IL 60123-8846

Mortgage

Document Number	0000031199,
Date	Jul 22, 2026
Instrument	202631199

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	10.4%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1405 KNOTTY PINE DR, ELGIN, IL 60123-8846
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027731
Date	Jun 13, 2018
Instrument	2018K027731

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1405 KNOTTY PINE DR, ELGIN, IL 60123-8846
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044186
Date	Jun 09, 2021
Instrument	2021K044186

Lender

Name	AMRES CORPORATION
Type	Mortgage Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	143 Months
Due	May 01, 2033

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,563.00 (+15.87%) Homeowner's exemption
2024		$110,754 (+21.39%) Land $28,317 Building $82,437	$332,395 (+21.44%) Land $84,985 Building $247,410
2022	$7,390.00 (+4.47%) Homeowner's exemption	$91,235 (+6.96%) Land $23,326 Building $67,909	$273,705 (+6.96%) Land $69,978 Building $203,727
2021	$7,074.00 Homeowner's exemption	$85,298 Land $21,808 Building $63,490	$255,894 Land $65,424 Building $190,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Opiquad, Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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