Highlands County property record for 1412 Gramarcy Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1976 |
| Lot Size | 0.459 acres (20,002 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,220 (2024) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C015802000100190 |
| Primary APN | C015802000100190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,002 sqft (0.459 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 228 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015802000100190 |
|---|---|
| Street Address | 1412 GRAMARCY AVE |
| City | SEBRING |
| State | FL |
| Zip | 33875-5159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOTS 19 + 20 BLK 1 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 19-20 20 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961301 |
1412 Gramarcy Ave is owned and occupied by two individuals who acquired it in October 2011.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 8107, SEBRING, FL 33872-0119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2011 |
| Deed Sale | Oct 24, 2011 |
| Prior Sale | Mar 18, 2011 |
| Deed Document Number | 0002301901 |
| Deed Book / Page | 2276 / 1524 |
| Prior Transfer Date | Mar 25, 2011 |
| Prior Transfer Doc | 1614689 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1412 GRAMARCY AVE, SEBRING, FL 33875-5159 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1412 CRAMARCY AVE, SEBRING, FL 33875 |
| Document Number | 0002301766 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 3176/1421 |
| Instrument | 2301766 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 906 Months |
| Due | Aug 7, 2101 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1412 GRAMARCY AVE, SEBRING, FL 33875-5159 |
| Document Number | 0001870856 |
| Book / Page | 002604 / 001947 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1412 GRAMARCY AVE SEBRING FL 338755159, SEBRING, FL 33875-5159 |
| Document Number | 0001870856 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 002604/001947 |
| Instrument | 1870856 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106,017 | $216,332 Land $39,000 Building $177,332 | |
| 2024 | $1,220.00 (+3.92%) | ||
| 2023 | $1,174.00 (+2.8%) Homeowner's exemption | $100,028 (+3%) | $211,768 (+16.46%) Land $32,000 Building $179,768 |
| 2022 | $1,142.00 Homeowner's exemption | $97,115 | $181,831 Land $24,000 Building $157,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1412 Gramarcy Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1412 Gramarcy Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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