1322 Gramarcy Ave, Sebring, FL 33875 Property Records

Highlands County property record for 1322 Gramarcy Ave, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 1976
Lot Size0.229 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$147,700 (Sep 2020)
Tax Bill$1,489 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Sep 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC015802000100180

Property Details

APN / Parcel Number

Primary APNC015802000100180
Alternative APN
  • C-01-35-28-020-0010-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,571 sqft Living Area
1st Floor Area1,260 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,001 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeFinished
Garage Area364 sqft
DrivewayDriveway
Driveway Area400 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area272 sqft
FenceFence
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC015802000100180
Street Address1322 GRAMARCY AVE
CitySEBRING
StateFL
Zip33875-5157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 18 BLK 1 AGMT
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionLAKE HAVEN ESTATES
Legal Block1
Legal Lot Number18
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1027
Census Tract961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1322 GRAMARCY AVE, SEBRING, FL 33875-5157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Warranty Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Sep 17, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 17, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 17, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleSep 17, 2018
Deed Document Number1999105
Deed Book / Page2773 / 923
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 17, 2020
Property Address1322 GRAMARCY AVE, SEBRING, FL 33875-5157
Document Number0001999105
Book / Page2773 / 923
Map ReferenceMB 7 PG 6
Instrument DateSep 11, 2020
Instrument1999105
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyHEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,033.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4005 LAKE HAVEN BLVD, 4005, SEBRING, FL 33875-5258

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 GRAMARCY AVE, SEBRING, FL 33875-5157

Mortgage

Document Number0002773925
DateSep 17, 2020
Instrument2773/925
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateSep 17, 2018
Property Address1322 GRAMARCY AVE, SEBRING, FL 33875-5157
Document Number0001911654
Book / Page002656 / 000293
Instrument DateSep 17, 2018
Instrument1911654
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4005 LAKE HAVEN BLVD SEBRING FL 338755258, SEBRING, FL 33875-5258

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateSep 17, 2018
Property Address1322 GRAMARCY AVE, SEBRING, FL 33875-5157
Document Number0001911653
Book / Page002656 / 000291
Instrument DateSep 17, 2018
Instrument1911653
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4005 LAKE HAVEN BLVD SEBRING FL 338755258, SEBRING, FL 33875-5258

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 17, 2018
Property Address1322 GRAMARCY AVE, SEBRING, FL 33875-5157
Document Number0001911652
Book / Page002656 / 000289
Instrument DateJul 30, 2018
Instrument1911652
Transaction TypeTransfer
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4005 LAKE HAVEN BLVD SEBRING FL 338755258, SEBRING, FL 33875-5258

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$175,302 (+44.72%) Land $19,500 Building $155,802$175,302 (+1.9%) Land $19,500 Building $155,802
2024$1,489.00 (+3.12%)
2023$1,444.00 (+2.27%) Homeowner's exemption$121,133 (+3%)$172,029 (+16.16%) Land $16,000 Building $156,029
2022$1,412.00 Homeowner's exemption$117,605$148,101 Land $12,000 Building $136,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims6 (2004–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

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