1314 Gramarcy Ave, Sebring, FL 33875 Property Records

Highlands County property record for 1314 Gramarcy Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1976
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jan 2007)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-020-0010-0170`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-020-0010-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	414 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1314 GRAMARCY AVE
City	SEBRING
State	FL
Zip	33875-5157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN ESTATES SEC 1 LOT 17 BLK 1
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN ESTATES
Legal Block	1
Legal Lot Number	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1027
Census Tract	961301

Owner

Source: Highlands County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1314 GRAMARCY AVE, SEBRING, FL 33875-5157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2007 · Amount on Record
Deed Sale	Jan 22, 2007 · Amount on Record
Prior Sale	Apr 5, 2006 · Amount on Record
Deed Document Number	20071435970
Deed Book / Page	2040 / 565
Last Transfer Date	Jun 9, 2026
Transfer Doc	0002316514
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 9, 2026
Property Address	1314 GRAMARCY AVE, SEBRING, FL 33875-5157
Document Number	0002316514
Book / Page	3197 / 1600
Instrument Date	Jun 9, 2026
Instrument	20262316514
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1314 GRAMARCY AVE, SEBRING, FL 33875-5157

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1314 GRAMARCY AVE, SEBRING, FL 33875-5157
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 GRAMARCY AVE, SEBRING, FL 33875-5157

Mortgage

Document Number	0002076696
Date	Feb 4, 2022
Book Page	2882/1120
Instrument	2076696

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00 (+3.21%) Homeowner's exemption	$108,132 (+5.99%)	$206,573 (+0.32%) Land $19,500 Building $187,073
2024	$1,278.00 (+4.16%)
2023	$1,227.00 (+2.94%) Homeowner's exemption	$102,024 (+3%)	$205,917 (+15.9%) Land $16,000 Building $189,917
2022	$1,192.00 Homeowner's exemption	$99,052	$177,673 Land $12,000 Building $165,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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