Mecklenburg County property record for 14113 Pine Harbor Rd, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,360 sqft · built 1999 |
| Lot Size | 0.247 acres (10,770 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,441 (2023) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-461-73 |
| Primary APN | 199-461-73 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Heated Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,770 sqft (0.247 acres) |
| Garage Area | 530 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 199-461-73 |
|---|---|
| Street Address | 14113 PINE HARBOR RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-7341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20MF |
| Legal Description | L64 M28-308 |
| Legal Subdivision | HARBOR CLUB PH 02 MAP 01 |
| Legal Lot Number | 64 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5908 |
14113 Pine Harbor Rd is owned and occupied by an individual who acquired it in October 2023.
Source: Mecklenburg County records, as of October 26, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14113 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 20, 2023 | Intrafamily Transfer, Transfer |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jul 16, 2002 · Amount on File |
| Last Transfer Date | Oct 20, 2023 |
| Transfer Doc | 0000099972 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14113 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 14113 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Document Number | 0000005347 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 38591/154 |
| Instrument | 2024005347 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Feb 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 20, 2023 |
| Property Address | 14113 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Document Number | 0000099972 |
| Book / Page | 38438 / 288 |
| Map Reference | MB 28 PG 308 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023099972 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14113 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14113 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000092514 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 36045/93 |
| Instrument | 2021092514 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | APEX, NC 27502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,441.00 | $395,800 Land $81,000 Building $314,800 | $395,800 Land $81,000 Building $314,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14113 Pine Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14113 Pine Harbor Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARBOR CLUB S/D private · serves 163 people · EPA ID NC0160276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2026 |
| Also Mapped Here | QUEENS HARBOR/PIER POINT, CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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