14107 Pine Harbor Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 14107 Pine Harbor Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,933 sqft · built 1998
Lot Size	0.184 acres (8,015 sqft)
Owner	Company Name on File
Last Sale	$320,000 (Apr 2026)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`199-461-72`

Property Details

APN / Parcel Number

Primary APN	`199-461-72`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,933 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,192 sqft
Upper Floors Area	741 sqft
Basement Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	382 sqft
Porch	Finished/Open Porch
Porch Area	40 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14107 PINE HARBOR RD
City	CHARLOTTE
State	NC
Zip	28278-7341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20MF
Legal Description	L63 M28-308
Legal Subdivision	HARBOR CLUB PH 02 MAP 01
Legal Block	1
Legal Lot Number	63
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1019
Census Tract	5908

Owner

14107 Pine Harbor Rd is owned by a company that bought it in April 2026.

Source: Mecklenburg County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	8510 STEELE CREEK RD, CHARLOTTE, NC 28273-3226
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Aug 3, 2009 · Amount on File
Deed Document Number	202639859
Deed Book / Page	40355 / 646
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 20, 2026
Property Address	14107 PINE HARBOR RD, CHARLOTTE, NC 28278-7341
Document Number	0000039859
Book / Page	40355 / 646
Instrument Date	Apr 15, 2026
Instrument	2026.39859
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	8510 STEELE CREEK RD, CHARLOTTE, NC 28273-3226

Mortgage

Document Number	0000039860,
Date	Apr 20, 2026
Book Page	40355/649
Instrument	2026.39860

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Nov 1, 2026

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14107 Pine Harbor Rd was $2,746, up 1.6% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (+1.55%)	$386,000 Land $76,500 Building $309,500	$386,000 Land $76,500 Building $309,500
2024	$2,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14107 Pine Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14107 Pine Harbor Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR CLUB S/D private · serves 163 people · EPA ID NC0160276
Water Source	Groundwater
Last State Inspection	Jun 2026
Also Mapped Here	QUEENS HARBOR/PIER POINT, CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20