Mecklenburg County property record for 14101 Pine Harbor Rd, Charlotte, NC 28278
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,513 sqft · built 1998 |
| Lot Size | 0.187 acres (8,156 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,799 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 199-461-71 |
| Primary APN | 199-461-71 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,513 sqft Heated Area |
| Gross Area | 4,135 sqft |
| 1st Floor Area | 1,079 sqft |
| Upper Floors Area | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,156 sqft (0.187 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 182 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 199-461-71 |
|---|---|
| Street Address | 14101 PINE HARBOR RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28278-7341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20MF |
| Legal Description | L62 M28-308 |
| Legal Subdivision | HARBOR CLUB PH 02 MAP 01 |
| Legal Lot Number | 62 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 3, STEELE CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5908 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BOXCAR MORTGAGE LLC |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 26, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2014 |
| Deed Sale | Mar 25, 2014 |
| Prior Sale | May 22, 2013 |
| Deed Document Number | 0029070155 |
| Deed Book / Page | 29050 / 544 |
| Prior Transfer Date | Mar 14, 2014 |
| Prior Transfer Doc | 2014026671 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Document Number | 0000122488 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 40037/742 |
| Instrument | 2025122488 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 28, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Document Number | 0000010073 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 38618/521 |
| Instrument | 2024010073 |
| Name | BOXCAR MORTGAGE LLC |
|---|---|
| Address | ATLANTA, GA 30307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000157250 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 36413/965 |
| Instrument | 2021157250 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 14101 PINE HARBOR RD, CHARLOTTE, NC 28278-7341 |
| Document Number | 0000151720 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 14101 PINE HARBOR RD CHARLOTTE NC 282787341, CHARLOTTE, NC 28278-7341 |
| Document Number | 0000151720 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 034017/000700 |
| Instrument | 151720 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 6, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARBOR CLUB S/D private · serves 163 people · EPA ID NC0160276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2026 |
| Also Mapped Here | QUEENS HARBOR/PIER POINT, CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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