14112 Arbolitos Dr, Poway, CA 92064 Property Records

San Diego County property record for 14112 Arbolitos Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,029 sqft · built 1989
Lot Size	1 acre (43,560 sqft)
Owner	Trust Name on File
Last Sale	$359,000 (Jul 1988)
Tax Bill	$9,779 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`314-780-31-00`

Property Details

APN / Parcel Number

Primary APN	`314-780-31-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,029 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	43,560 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14112 ARBOLITOS DR
City	POWAY
State	CA
Zip	92064-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-1
Legal Description	LOT 272 TR 011981
Legal Subdivision	4191-3AR
Legal Tract	011981
Legal Block	2
Legal Lot Number	272
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17040

Owner

14112 Arbolitos Dr is owner-occupied and held in a trust since October 1997.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 28, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 1988 · Amount on File
Deed Sale	Jul 7, 1988 · Amount on File
Deed Document Number	1988327809
Last Transfer Date	Oct 28, 1997
Transfer Doc	0000604636
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438

Mortgage

Document Number	0000094503
Date	Apr 11, 2023
Instrument	2023-0094503

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	7.87%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438

Mortgage

Document Number	0000088652
Date	Feb 28, 2022
Instrument	2022-0088652

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14112 ARBOLITOS DR, POWAY, CA 92064-6438

Mortgage

Document Number	0000088651
Date	Feb 28, 2022
Instrument	2022-0088651

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 14112 Arbolitos Dr was $9,779 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$871,329 (+2%) Land $340,544 Building $530,785
2025	$9,779.00 Homeowner's exemption	$854,245 Land $333,867 Building $520,378
2023	$9,326.00 (+1.68%) Homeowner's exemption	$821,075 Land $320,903 Building $500,172
2022	$9,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14112 Arbolitos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14112 Arbolitos Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

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