1411 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 1411 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property Type	Recreational Vacant Land
Details	2 bd · 1 ba · 1,260 sqft · built 1974
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Apr 2011)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-351-12`

Property Details

APN / Parcel Number

Primary APN	`080-351-12`
Alternative APN	`080-351-12-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,260 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	74,052 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	317 sqft
Patio Area	317 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1411 PINE FLAT RD
City	SANTA CRUZ
State	CA
Zip	95060-9711
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	1
Census Block	1008
Census Tract	120200

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1411 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2011 · Amount on Record
Deed Sale	Apr 14, 2011 · Amount on Record
Prior Sale	Jun 17, 1996 · Amount on Record
Deed Document Number	201115784
Last Transfer Date	May 4, 2016
Transfer Doc	0000017081
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1411 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 PINE FLAT RD, SANTA CRUZ, CA 95060-9711

Mortgage

Document Number	0000047971
Date	Sep 20, 2021
Instrument	2021-0047971

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1411 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PINE FLAT RD, SANTA CRUZ, CA 95060-9707

Mortgage

Document Number	0000021936
Date	Apr 16, 2021
Instrument	2021-0021936

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1411 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029032
Date	Sep 25, 2019
Instrument	2019-0029032

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1411 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Document Number	0000020953
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 PINE FLAT RD SANTA CRUZ CA 950609711, SANTA CRUZ, CA 95060-9711

Mortgage

Document Number	0000020953
Date	Jul 25, 2019
Instrument	20953

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,255 (+2%) Land $317,553 Building $211,702
2025	$4,788.00 (+8.42%) Disabled Person's exemption Veteran's exemption	$518,877 (+4.04%) Land $311,326 Building $207,551
2023	$4,416.00 (-26.51%) Disabled Person's exemption Veteran's exemption	$498,729 Land $299,237 Building $199,492	$704,430
2022	$6,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1995–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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