1261 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 1261 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property Type	Recreational Vacant Land
Details	2 bd · 1 ba · 2,040 sqft · built 1961
Lot Size	1.27 acres (55,626 sqft)
Owner	2 Individual Names on File
Last Sale	$703,500 (Jan 2019)
Tax Bill	$10,084 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-351-08`

Property Details

APN / Parcel Number

Primary APN	`080-351-08`
Alternative APN	`080-351-08-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	2,040 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	55,626 sqft
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1261 PINE FLAT RD
City	SANTA CRUZ
State	CA
Zip	95060-9709
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	1
Census Block	1008
Census Tract	120200

Owner

1261 Pine Flat Rd, recreational vacant land, is owned and occupied by two individuals who acquired it in July 2026.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1261 PINE FLAT RD, SANTA CRUZ, CA 95060-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 31, 2024	Deed of Trust, Mortgage · Commercial Mortgage LIVING TRUST OF TIMOTHY DANIEL FURST
Jan 31, 2019	Grant Deed, Transfer · Conventional Mortgage MICHAEL ZUCKER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Deed Document Number	20192614
Last Transfer Date	Jul 15, 2026
Transfer Doc	0000016344
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 20, 2026
Property Address	1261 PINE FLAT RD, SANTA CRUZ, CA 95060-9709
Document Number	0000016344
Instrument Date	Jul 15, 2026
Instrument	202616344
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 PINE FLAT RD, SANTA CRUZ, CA 95060-9709

Mortgage

Document Number	0000016345,
Date	Jul 20, 2026
Instrument	202616345

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1261 PINE FLAT RD, SANTA CRUZ, CA 95060-9709
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 PINE FLAT RD, SANTA CRUZ, CA 95060-9709

Mortgage

Document Number	0000001869
Date	Jan 31, 2024
Instrument	2024-0001869

Lender

Name	LIVING TRUST OF TIMOTHY DANIEL FURST
Type	Private Party
Address	4207 1ST AVE NW, SEATTLE, WA 98107

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2019
Property Address	1261 PINE FLAT RD, SANTA CRUZ, CA 95060-9709
Document Number	0000002614
Instrument Date	Jan 24, 2019
Instrument	2614
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1261 PINE FLAT RD SANTA CRUZ CA 950609709, SANTA CRUZ, CA 95060-9709

Mortgage

Document Number	2617
Date	Jan 31, 2019
Instrument	2617

Lender

Name	MICHAEL ZUCKER
Address	5382 COAST RD, SANTA CRUZ, CA 95060-5625

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	2616,
Date	Jan 31, 2019
Instrument	2616

Lender

Name	TAYLOR B L & S P L/TR (RT)
Address	106 OAK KNOLL DR, SANTA CRUZ, CA 95060-1304

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1261 Pine Flat Rd was $10,084.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$839,718 (+2%) Land $682,698 Building $157,020
2025	$10,084.00	$823,253 Land $669,311 Building $153,942
2023	$9,206.00 (+1.67%)	$791,285 Land $643,321 Building $147,964	$721,620
2022	$9,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1261 Pine Flat Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1995–2023)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1261 Pine Flat Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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