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1435 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 1435 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2 ba · 2,757 sqft · built 1952
Lot Size0.956 acres (41,643 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Mar 2020)
Tax Bill$10,163 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN080-351-17

Property Details

APN / Parcel Number

Primary APN080-351-17
Alternative APN
  • 080-351-17-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,757 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area41,643 sqft (0.956 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area324 sqft
Patio Area324 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1435 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9711
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1008
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1435 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Mar 10, 2020Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Feb 14, 2020Deed of Trust, Mortgage
RNIT LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2020 · Amount on Record
Deed SaleMar 10, 2020 · Amount on Record
Prior SaleMay 14, 2010 · Amount on Record
Deed Document Number20208257
Prior Transfer DateMar 21, 2016
Prior Transfer Doc0000010387
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1435 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1435 PINE FLAT RD, SANTA CRUZ, CA 95060-9711

Mortgage

Document Number0000046111
DateNov 4, 2020
Instrument2020-0046111
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 10, 2020
Property Address1435 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Document Number0000008257
Instrument DateMar 5, 2020
Instrument2020-0008257
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1435 PINE FLAT RD, SANTA CRUZ, CA 95060-9711

Mortgage

Document Number0000008258
DateMar 10, 2020
Instrument2020-0008258
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1435 PINE FLAT RD, SANTA CRUZ, CA 95060-9711
Document Number0000005825
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 MARTIN RD SANTA CRUZ CA 950609755, SANTA CRUZ, CA 95060-9755

Mortgage

Document Number0000005825
DateFeb 19, 2020
Instrument5825
Lender
NameRNIT LENDING LLC
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$847,795 (+2%) Land $513,139 Building $334,656
2025$10,163.00 (+9.53%)$831,172 (+4.04%) Land $503,078 Building $328,094
2023$9,279.00 (+1.67%)$798,896 Land $483,543 Building $315,353$779,220
2022$9,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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