1411 E Garnett St, Gainesville, TX 76240 Property Records

Cooke County property record for 1411 E Garnett St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,776 sqft · built 1950
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Company Names on Record
Last Sale	$214,400 (Jul 2026)
Tax Bill	$2,905 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2635-001-00011`

Property Details

APN / Parcel Number

Primary APN	`2635-001-00011`
Alternative APN	`15995`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,776 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2635-001-00011
Street Address	1411 E GARNETT ST
City	GAINESVILLE
State	TX
Zip	76240-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY CE ADDN; BLOCK 1; LOT 11
Legal Subdivision	PERRY CE ADDN
Legal Block	1
Legal Lot Number	11
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4032
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · VA Mortgage JT INC
Aug 25, 2022	Transfer on Death Deed, Transfer
Mar 26, 2020	Warranty Deed, Transfer HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Feb 14, 2013 · Amount on Record
Deed Document Number	20264969
Deed Book / Page	2793 / 772
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	002533/321
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Jul 2, 2026
Property Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526
Document Number	0000004969
Book / Page	2793 / 772
Instrument Date	Jul 2, 2026
Instrument	20264969
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526

Mortgage

Document Number	0000004970,
Date	Jul 2, 2026
Book Page	2793/775
Instrument	20264970

Lender

Name	JT INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Aug 25, 2022
Property Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526
Document Number	002533/321
Book / Page	2533 / 321
Map Reference	VOL 1 PG 31
Instrument Date	Aug 24, 2022
Instrument	2022-7273
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 26, 2020
Property Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526
Document Number	002320/545
Book / Page	2320 / 545
Map Reference	VOL 1 PG 31
Instrument Date	Mar 25, 2020
Instrument	2271
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 E CALIFORNIA ST, GAINESVILLE, TX 76240-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 E GARNETT ST, GAINESVILLE, TX 76240-5526

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,905.00 (+194.62%) Homeowner's exemption Senior Citizen's exemption	$138,840 (+1%)	$195,393 (+7.44%) Land $30,525 Building $164,868
2025	$986.00 (+0.51%) Homeowner's exemption Senior Citizen's exemption	$126,218 (+21%) Land $30,525 Building $151,344	$181,869 (+7.73%) Land $30,525 Building $151,344
2024	$981.00 (-31.73%)
2023		$104,313 Land $27,750 Building $141,072	$168,822 Land $27,750 Building $141,072
2022	$1,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2009)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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