1417 E Garnett St, Gainesville, TX 76240 Property Records

Cooke County property record for 1417 E Garnett St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1940
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on File
Last Sale	$135,863 (Feb 2024)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2635-001-00008`

Property Details

APN / Parcel Number

Primary APN	`2635-001-00008`
Alternative APN	`13758`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	810 sqft Living Area
Gross Area	1,070 sqft
1st Floor Area	810 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Material	Rolled Roofing
Lot Area	11,252 sqft (0.258 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2635-001-00008
Street Address	1417 E GARNETT ST
City	GAINESVILLE
State	TX
Zip	76240-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY CE ADDN; BLOCK 1; LOT 8 & E 1/2 OF LT 9
Legal Subdivision	PERRY CE ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4032
Census Tract	1100

Owner

Source: Cooke County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1417 E GARNETT ST, GAINESVILLE, TX 76240-5526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Vendor's Lien, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 13, 2021	Deed of Trust, Mortgage UNION SQUARE FCU
Oct 4, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Oct 4, 2021
Deed Document Number	20241308
Deed Book / Page	2630 / 70
Record Updated	Sep 20, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 29, 2024
Property Address	1417 E GARNETT ST, GAINESVILLE, TX 76240-5526
Document Number	0002630/70
Book / Page	2630 / 70
Map Reference	VOL 1 PG 31
Instrument Date	Feb 27, 2024
Instrument	2024-1308
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4495 CHEVY CHASE LN, FRISCO, TX 75033-7142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 E GARNETT ST, GAINESVILLE, TX 76240-5526

Mortgage

Document Number	0020241309
Date	Feb 29, 2024
Instrument	2024-1309

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1417 E GARNETT ST, GAINESVILLE, TX 76240-5526
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 CHEVY CHASE LN, FRISCO, TX 75033-7142

Mortgage

Document Number	0002473/86
Date	Dec 13, 2021
Book Page	2473/86
Instrument	2021-11092

Lender

Name	UNION SQUARE FCU
Type	Credit Union
Address	WICHITA FALLS, TX 76301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2036

Interest

Rate Type	Adjustable Rate

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Oct 4, 2021
Property Address	1417 E GARNETT ST, GAINESVILLE, TX 76240-5526
Document Number	2454/131
Book / Page	2454 / 131
Map Reference	VOL 1 PG 31
Instrument Date	Sep 23, 2021
Instrument	2021-08562
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 CIVIC CIR # 255, 190, LEWISVILLE, TX 75067-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 CHEVY CHASE LN, FRISCO, TX 75033-7142

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (-4.72%) Homeowner's exemption	$123,182 (+30.3%) Land $43,578 Building $79,604	$123,182 (+30.3%) Land $43,578 Building $79,604
2024	$1,971.00 (+25.78%)
2023		$94,540 Land $39,600 Building $54,940	$94,540 Land $39,600 Building $54,940
2022	$1,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2009)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8 Technology Investment Group.

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