1327 E Garnett St, Gainesville, TX 76240 Property Records

Cooke County property record for 1327 E Garnett St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,930 sqft · built 1941
Lot Size	0.363 acres (15,830 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Mar 2025)
Tax Bill	$4,118 (2025)
Deeds & Mortgages	Mar 2025 Sale Dec 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2705-004-00009`

Property Details

APN / Parcel Number

Primary APN	`2705-004-00009`
Alternative APN	`11826`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,930 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	1,930 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,830 sqft (0.363 acres)
Garage Type	Mixed
Garage Area	638 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2705-004-00009
Street Address	1327 E GARNETT ST
City	GAINESVILLE
State	TX
Zip	76240-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTSON ADDN #1; BLOCK 4; LOT 9 & 10
Legal Subdivision	ROBERTSON ADDN #1
Legal Block	4
Legal Lot Number	9,10
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4031
Census Tract	1100

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1327 E GARNETT ST, GAINESVILLE, TX 76240-5511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Warranty Deed, Transfer
Dec 31, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Mar 7, 2025
Deed Document Number	20251619
Deed Book / Page	2698 / 661
Prior Transfer Date	Aug 23, 2024
Prior Transfer Doc	0000006165
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 7, 2025
Property Address	1327 E GARNETT ST, GAINESVILLE, TX 76240-5511
Document Number	002698/657
Book / Page	2698 / 657
Instrument Date	Feb 12, 2025
Instrument	2025-1618
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 LAMP POST LN, RICHARDSON, TX 75080-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 LAMP POST LN, RICHARDSON, TX 75080-5724

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 31, 2024
Property Address	1327 E GARNETT ST, GAINESVILLE, TX 76240-5511
Document Number	002687/309
Book / Page	2687 / 309
Map Reference	CAB B SL 15
Instrument Date	Dec 17, 2024
Instrument	2024-9308
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	FIDELITY NATIONAL TITLE DFW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 LAMP POST LN, RICHARDSON, TX 75080-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 LAMP POST LN, RICHARDSON, TX 75080-5724
Investor	Possibly a Property Investor

Mortgage

Document Number	0020249309
Date	Dec 31, 2024
Instrument	2024-9309

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,118.00 (-17.57%) Homeowner's exemption	$263,645 (+67.71%) Land $49,714 Building $213,931	$263,645 (+5.88%) Land $49,714 Building $213,931
2024	$4,996.00 (+256.6%)
2023		$157,200 Land $45,113 Building $203,881	$248,994 Land $45,113 Building $203,881
2022	$1,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1989–2009)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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