1410 Theo Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 1410 Theo Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,368 sqft · built 1960
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,981 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`060-003-041-000`

Property Details

APN / Parcel Number

Primary APN	`060-003-041-000`
Alternative APNs	`0600341000` `0600341`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1410 THEO AVE
City	MODESTO
State	CA
Zip	95350-0627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGORY GARDENS NO 3 BLK 6629 LOT 5
Legal Subdivision	GREGORY GARDENS 03
Legal Block	6629
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1019
Census Tract	805

Owner

1410 Theo Ave is owned and occupied by two individuals who acquired it in October 2024.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1410 THEO AVE, MODESTO, CA 95350-0627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2022	Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FUNDING
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 20, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024
Deed Sale	Oct 25, 2024
Prior Sale	Nov 18, 2022 · Amount on File
Deed Document Number	202451775
Prior Transfer Date	Oct 14, 2024
Prior Transfer Doc	0000051775
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 THEO AVE, MODESTO, CA 95350-0627

Mortgage

Document Number	0000010275
Date	Mar 5, 2024
Instrument	2024-0010275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2022
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Document Number	0000074506
Map Reference	VOL 19 PG 8
Instrument Date	Nov 16, 2022
Instrument	2022-0074506
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1410 THEO AVE, MODESTO, CA 95350-0627

Mortgage

Document Number	0000074507
Date	Nov 18, 2022
Instrument	2022-0074507

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 THEO AVE, MODESTO, CA 95350-0627

Mortgage

Document Number	0000096227
Date	Oct 12, 2021
Instrument	2021-0096227

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Document Number	0000044765
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 THEO AVE MODESTO CA 953500627, MODESTO, CA 95350-0627

Mortgage

Document Number	0000044765
Date	Jun 26, 2020
Instrument	44765

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	264 Months
Due	Jun 25, 2042

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Document Number	0000041798
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 THEO AVE MODESTO CA 953500627, MODESTO, CA 95350-0627

Mortgage

Document Number	0000041798
Date	Jun 27, 2019
Instrument	41798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Jun 26, 2044

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Document Number	0000035458
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 THEO AVE MODESTO CA 953500627, MODESTO, CA 95350-0627

Mortgage

Document Number	0000035458
Date	May 23, 2018
Instrument	35458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1410 THEO AVE, MODESTO, CA 95350-0627
Document Number	0000038391
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1410 THEO AVE MODESTO CA 953500627, MODESTO, CA 95350-0627

Mortgage

Document Number	0000038391
Date	May 30, 2017
Instrument	38391

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

The 2026 property tax bill for 1410 Theo Ave was $4,981, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,981.00 (+1.1%)	$429,788 (+2%) Land $254,689 Building $175,099
2025	$4,927.00	$421,362 Land $249,696 Building $171,666
2023	$4,637.00 (+207.7%)	$405,000 Land $240,000 Building $165,000
2022	$1,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1410 Theo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1410 Theo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, T-Mobile.

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