1418 Theo Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 1418 Theo Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 1959
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Jul 2012)
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-003-039-000`

Property Details

APN / Parcel Number

Primary APN	`060-003-039-000`
Alternative APNs	`0600339000` `0600339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Block
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1418 THEO AVE
City	MODESTO
State	CA
Zip	95350-0627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREGORY GARDENS NO 3 BLK 6629 LOT 3
Legal Subdivision	GREGORY 03
Legal Block	6629
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1019
Census Tract	805

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1418 THEO AVE, MODESTO, CA 95350-0627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2012 · Amount on Record
Deed Sale	Jul 17, 2012 · Amount on Record
Deed Document Number	201262482
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0000062481
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1418 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 THEO AVE, MODESTO, CA 95350-0627

Mortgage

Document Number	0000064987
Date	Dec 31, 2025
Instrument	2025-0064987

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1418 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 THEO AVE, MODESTO, CA 95350-0627

Mortgage

Document Number	0000044095
Date	Sep 19, 2023
Instrument	2023-0044095

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1418 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 THEO AVE, MODESTO, CA 95350-0627

Mortgage

Document Number	0000012582
Date	Feb 18, 2022
Instrument	2022-0012582

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	MODESTO, CA 95350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1418 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072038
Date	Sep 29, 2017
Instrument	2017-0072038

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jul 10, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1418 THEO AVE, MODESTO, CA 95350-0627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034699
Date	May 21, 2020
Instrument	2020-0034699

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,484.00 (+1.09%)	$128,103 (+2%) Land $25,114 Building $102,989
2025	$1,468.00 (+6.22%)	$125,592 (+4.04%) Land $24,622 Building $100,970
2023	$1,382.00 (+2.52%)	$120,717 Land $23,667 Building $97,050
2022	$1,348.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, T-Mobile.

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