1410 Ginger Ln, Naperville, IL 60565 Property Records

Will County property record for 1410 Ginger Ln, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,176 sqft · built 1987
Lot Size0.293 acres (12,771 sqft)
OwnerIndividual Name on File
Last Sale$261,000 (Jan 1995)
Tax Bill$15,251 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-04-102-061

Property Details

APN / Parcel Number

Primary APN12-02-04-102-061
Alternative APN
  • 02041020610000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,176 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area12,771 sqft (0.293 acres)
Lot Dimensions147 ft deep x 87 ft wide
Garage Area558 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1410 GINGER LN
CityNAPERVILLE
StateIL
Zip60565-5232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 IN WALNUT HILL, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 4, T37N-R10E.
Legal Range10E
Legal Township37N
Legal Section04
Legal SubdivisionWALNUT HILL
Legal Lot Number37
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1005
Census Tract880118

Owner

1410 Ginger Ln is owned and occupied by an individual who acquired it in March 1996.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address1410 GINGER LN, NAPERVILLE, IL 60565-5232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 1995 · Amount on File
Deed SaleJan 17, 1995 · Amount on File
Deed Document Number19953292
Last Transfer DateMar 10, 1996
Transfer Doc0000036352
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1410 GINGER LN, NAPERVILLE, IL 60565-5232
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019242
DateFeb 18, 2021
InstrumentR2021019242
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1410 Ginger Ln was $15,251.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,251.00$264,449 (+8.2%) Land $60,948 Building $203,501$793,347 (+8.2%) Land $182,844 Building $610,503
2024$244,408 Land $56,329 Building $188,079$733,224 Land $168,987 Building $564,237
2022$13,224.00 Homeowner's exemption$198,260 Land $45,693 Building $152,567$594,780 Land $137,079 Building $457,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1410 Ginger Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1410 Ginger Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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