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1435 18th St, Key West, FL 33040 Property Records

Monroe County property record for 1435 18th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,375 sqft · built 1963
Lot Size0.133 acres (5,805 sqft)
Owner2 Individual Names on File
Last Sale$611,000 (Aug 2018)
Tax Bill$6,522 (2024)
Deeds & MortgagesJun 2022 Mortgage
Aug 2018 Sale
Flood ZoneZone AE (high risk)
APN00053390-000000

Property Details

APN / Parcel Number

Primary APN00053390-000000
Alternative APNs
  • 01010100053390000000
  • 1054003

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2003
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialTile
Lot Area5,805 sqft (0.133 acres)
Lot Dimensions120 ft deep x 50 ft wide

Exterior Amenities

Pool Area528 sqft
PorchOpen Porch
Porch Area150 sqft
Deck Area1,081 sqft
Patio Area1,081 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1054003
Old Parcel Number01010100053390000000
Street Address1435 18TH ST
CityKEY WEST
StateFL
Zip33040-4657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW FWDN SUB PLAT 2 PB1-189 LOT 24 SQR 11 G18-377 OR199-465/466 OR1922-321D/C OR1922-322 OR2923-1156
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionKEY WEST FOUNDATION CO PLAT NO 2
Legal Lot Number24
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3012
Census Tract971900

Owner

1435 18th St is owned and occupied by two individuals who bought it in August 2018.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address1435 18TH ST, KEY WEST, FL 33040-4657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · FHA Mortgage
RELIANCE FIRST CAPITAL LLC
Aug 23, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2018 · Amount on File
Deed SaleAug 23, 2018 · Amount on File
Prior SaleAug 19, 2003 · Amount on File
Deed Document Number2183640
Deed Book / Page2923 / 1156
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1435 18TH ST, KEY WEST, FL 33040-4657
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1435 18TH ST, KEY WEST, FL 33040-4657

Mortgage

Document Number0031802121
DateJun 22, 2022
Book Page3180/2121
Instrument2381035
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 23, 2018
Property Address1435 18TH ST, KEY WEST, FL 33040-4657
Document Number0029231156
Book / Page002923 / 001156
Instrument DateAug 22, 2018
Instrument2183640
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$4,277.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1435 18TH ST KEY WEST FL 330404657, KEY WEST, FL 33040-4657

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$726,307 Land $495,000 Building $231,307$726,307 Land $495,000 Building $231,307
2024$6,522.00 (-0.55%)
2023$6,558.00 (+24.49%) Homeowner's exemption$769,859 (+17.81%) Land $546,000 Building $223,859$769,859 (+17.81%) Land $546,000 Building $223,859
2022$5,268.00$653,492 Land $426,000 Building $227,492$653,492 Land $426,000 Building $227,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1435 18th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 298 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies298 in force
Nearby Flood Claims232 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 32 claims
  • Hurricane Wilma, Nov 2005 · 134 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1435 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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