141 Turtle Crk, Troy, IL 62294 Property Records

Madison County property record for 141 Turtle Crk, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 780 sqft · built 1997
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2019)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
APN	`09-2-22-16-07-201-045`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-16-07-201-045`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	115 ft deep x 107 ft wide
Garage Type	Attached
Pool Area	512 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	141 TURTLE CRK
City	TROY
State	IL
Zip	62294-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK LOT 44 107.86 X 115 IRR
Legal Subdivision	TURTLE CREEK
Legal Lot Number	44
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1007
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	141 TURTLE CRK, TROY, IL 62294-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
May 17, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	201915117
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	141 TURTLE CRK, TROY, IL 62294-2477
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006860
Date	Feb 17, 2021
Instrument	2021R06860

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	141 TURTLE CRK, TROY, IL 62294-2477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009710
Date	Mar 24, 2020
Instrument	2020R09710

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 17, 2019
Property Address	141 TURTLE CRK, TROY, IL 62294-2477
Document Number	0000015117
Instrument Date	May 16, 2019
Instrument	15117
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 KING DR ST CHARLES MO 633033515, ST CHARLES, MO 63303-3515

Mortgage

Document Number	15118
Date	May 17, 2019
Instrument	15118

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.35%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 (+8.8%)	$106,630 (+30.67%) Land $22,360 Building $84,270	$319,890 (+30.54%) Land $67,080 Building $252,810
2024	$6,399.00 (+13.3%)
2022	$5,648.00	$81,600 Land $17,430 Building $64,170	$245,045 Land $52,342 Building $192,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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