129 Turtle Crk, Troy, IL 62294 Property Records

Madison County property record for 129 Turtle Crk, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,260 sqft · built 1998
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Oct 2025)
Tax Bill	$6,277 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
APN	`09-2-22-16-07-201-042`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-16-07-201-042`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,260 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Garage Type	Attached
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	129 TURTLE CRK
City	TROY
State	IL
Zip	62294-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK LOT 41 77.89 X 140 IRR
Legal Subdivision	TURTLE CREEK
Legal Lot Number	41
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1007
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 TURTLE CRK, TROY, IL 62294-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Document Number	202530075
Prior Transfer Date	Oct 6, 2025
Prior Transfer Doc	0000030075
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 24, 2025
Property Address	129 TURTLE CRK, TROY, IL 62294-2477
Document Number	0000030075
Map Reference	PC 60 PG 3
Instrument Date	Oct 6, 2025
Instrument	2025R30075
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ESSENT TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 TURTLE CRK, TROY, IL 62294-2477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 TURTLE CRK, TROY, IL 62294-2477

Mortgage

Document Number	0000030076
Date	Oct 24, 2025
Instrument	2025R30076

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,277.00 (+21.27%) Homeowner's exemption	$96,730 (+20.76%) Land $22,360 Building $74,370	$290,190 (+20.76%) Land $67,080 Building $223,110
2024	$5,176.00 (+13.66%)	$80,100 (+19.62%) Land $20,850 Building $59,250	$240,300 (+19.5%) Land $62,550 Building $177,750
2022	$4,554.00	$66,960 Land $17,430 Building $49,530	$201,081 Land $52,342 Building $148,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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