125 Turtle Crk, Troy, IL 62294 Property Records

Madison County property record for 125 Turtle Crk, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,280 sqft · built 1998
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jun 2019)
Tax Bill$6,625 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2019 Sale
APN09-2-22-16-07-201-041

Property Details

APN / Parcel Number

Primary APN09-2-22-16-07-201-041

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions152 ft deep x 84 ft wide
Garage TypeDetached
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address125 TURTLE CRK
CityTROY
StateIL
Zip62294-2477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK LOT 40 42.44 X 152.73 IRR
Legal SubdivisionTURTLE CREEK
Legal Lot Number40
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1007
Census Tract403532

Owner

125 Turtle Crk is owned and occupied by an individual who bought it in June 2019.

Source: Madison County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address125 TURTLE CRK, TROY, IL 62294-2477
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Jun 4, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2019 · Amount on File
Deed SaleJun 4, 2019 · Amount on File
Prior SaleFeb 25, 2014 · Amount on File
Deed Document Number201916963
Prior Transfer DateFeb 21, 2014
Prior Transfer Doc0000005757
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address125 TURTLE CRK, TROY, IL 62294-2477
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043284
DateOct 14, 2021
Instrument2021R43284
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJun 4, 2019
Property Address125 TURTLE CRK, TROY, IL 62294-2477
Document Number0000016963
Map ReferencePC 60 PG 3
Instrument DateMay 31, 2019
Instrument2019R16963
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$285.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address125 TURTLE CRK, TROY, IL 62294-2477

Tax Assessment & Valuation

The 2025 property tax bill for 125 Turtle Crk was $6,625, up 1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,625.00 (+10.03%)$95,760 Land $22,360 Building $73,400$287,280 Land $67,080 Building $220,200
2024$6,021.00
2022$5,190.00$69,470 Land $17,430 Building $52,040$208,618 Land $52,342 Building $156,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 125 Turtle Crk; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 Turtle Crk has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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