141 Stable Ridge Dr, Troy, MO 63379 Property Records

Lincoln County property record for 141 Stable Ridge Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,618 sqft · built 2001
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on Record
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-004.013`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-004.013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Basement Area	1,618 sqft
Unfinished Basement	1,618 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,676 sqft (0.291 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	141 STABLE RIDGE DR
City	TROY
State	MO
Zip	63379-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BERNHARDT MEADOWS
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	BERNHARDT MEADOWS
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 STABLE RIDGE DR, TROY, MO 63379-6312
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Jun 21, 2021	Beneficiary Deed, Transfer
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 30, 2018	Warranty Deed, Transfer · Loan Assumption LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021
Deed Sale	Jun 21, 2021
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	20218405
Deed Book / Page	2465 / 860
Prior Transfer Date	May 2, 2012
Prior Transfer Doc	02245/0731
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	141 STABLE RIDGE DR, TROY, MO 63379-6312
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02417/0188
Date	Nov 14, 2017
Book Page	2417/0188
Instrument	2017010676

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 30, 2027

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 21, 2021
Property Address	141 STABLE RIDGE DR, TROY, MO 63379-6312
Document Number	002465/860
Book / Page	2465 / 860
Map Reference	MB 13 PG 38
Instrument Date	Jun 16, 2021
Instrument	2021008405
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 STABLE RIDGE DR, TROY, MO 63379-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 STABLE RIDGE DR, TROY, MO 63379-6312

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 12, 2019
Property Address	141 STABLE RIDGE DR, TROY, MO 63379-6312
Document Number	02440/0360
Book / Page	2440 / 0360
Map Reference	MB 13 PG 38
Instrument Date	Nov 8, 2019
Instrument	2019010261
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 STABLE RIDGE DR, 141, TROY, MO 63379-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 STABLE RIDGE DR, TROY, MO 63379-6312

Mortgage

Document Number	2019010262
Date	Nov 12, 2019
Instrument	2019010262

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 30, 2018
Property Address	141 STABLE RIDGE DR, TROY, MO 63379-6312
Document Number	02423/0235
Book / Page	2423 / 0235
Map Reference	MB13 PG38
Instrument Date	May 24, 2018
Instrument	2018004602
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 STABLE RIDGE DR, TROY, MO 63379-6312

Mortgage

Document Number	2018004603
Date	May 30, 2018
Instrument	2018004603

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,768 (-) Land $5,088 Building $38,680
2025	$2,675.00 (+6.87%)	$43,768 (+8.35%) Land $5,088 Building $38,680	$230,360 (+8.35%) Land $26,780 Building $203,580
2023	$2,503.00	$40,394 (+5.4%) Land $4,231 Building $36,163	$212,600 (+5.4%) Land $22,270 Building $190,330
2022		$38,325 Land $4,231 Building $34,094
2021			$201,710 Land $22,270 Building $179,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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