131 Stable Ridge Dr, Troy, MO 63379 Property Records

Lincoln County property record for 131 Stable Ridge Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,556 sqft · built 2001
Lot Size	0.291 acres (12,676 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-004.012`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-004.012`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,676 sqft (0.291 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	131 STABLE RIDGE DR
City	TROY
State	MO
Zip	63379-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BERNHARDT MEADOWS
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	BERNHARDT MEADOWS
Legal Lot Number	12
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	810310

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 STABLE RIDGE DR, TROY, MO 63379-6312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2015
Transfer Doc	2389/0043
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 STABLE RIDGE DR, TROY, MO 63379-6312
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2425/0261
Date	Jul 27, 2018
Book Page	2425/0261
Instrument	2018006649

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	131 STABLE RIDGE DR, TROY, MO 63379-6312
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017006233
Date	Jul 6, 2017
Book Page	2412/0774
Instrument	2017006233

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,444 (-) Land $5,088 Building $37,356
2025	$2,594.00 (+6.53%)	$42,444 (+8.02%) Land $5,088 Building $37,356	$223,390 (+8.02%) Land $26,780 Building $196,610
2023	$2,435.00 (+4.87%)	$39,294 Land $4,231 Building $35,063	$206,810 Land $22,270 Building $184,540
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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