Lincoln County property record for 120 Stable Ridge Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2000 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,076 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-80-28-000-000-004.020 |
| Primary APN | 14-80-28-000-000-004.020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,763 sqft (0.293 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 120 STABLE RIDGE DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-6310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BERNHARDT MEADOWS |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 28 |
| Legal Subdivision | BERNHARDT MEADOWS |
| Legal Lot Number | 20 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 810310 |
120 Stable Ridge Dr is owned and occupied by two individuals who acquired it in January 2014.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 STABLE RIDGE DR, TROY, MO 63379-6310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2014 |
| Transfer Doc | 2346/0169 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 120 Stable Ridge Dr was $2,076.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,964 (-) Land $5,086 Building $28,878 | ||
| 2025 | $2,076.00 | $33,964 Land $5,086 Building $28,878 | $178,760 Land $26,770 Building $151,990 |
| 2023 | $1,942.00 | $31,344 Land $4,229 Building $27,115 | $164,970 Land $22,260 Building $142,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Stable Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Stable Ridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Systec Wireless Communications, Wisper ISP.
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