141 Shell Harbour Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 141 Shell Harbour Rd, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	2,490 sqft · built 1982
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2019)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-26-0000-005.0-006.0`

Property Details

APN / Parcel Number

Primary APN	`21-11-26-0000-005.0-006.0`
Alternative APN	`86407`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,490 sqft Living Area
1st Floor Area	1,500 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Siding
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	176 ft deep x 90 ft wide
Garage Area	600 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	86407
Street Address	141 SHELL HARBOUR RD
City	SATSUMA
State	FL
Zip	32189-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 4 OR 291 PP, 49
Legal Range	26E
Legal Township	11S
Legal Section	21
Legal Lot Number	4
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	2
Census Block	2007
Census Tract	951300

Owner

Source: Putnam County records · APN 21-11-26-0000-005.0-006.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	141 SHELL HARBOUR RD, SATSUMA, FL 32189-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2019 · Amount on Record
Deed Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	201954012049
Deed Book / Page	1547 / 1468
Record Updated	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 08, 2019
Property Address	141 SHELL HARBOUR RD, SATSUMA, FL 32189-3305
Document Number	0015471468
Book / Page	001547 / 001468
Instrument Date	Jul 03, 2019
Instrument	54012049
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 SHELL HARBOUR RD SATSUMA FL 321893305, SATSUMA, FL 32189-3305

Mortgage

Document Number	15471471
Date	Jul 08, 2019
Book Page	001547/001471
Instrument	54012050

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2049

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,387.00 (+11.4%) Homeowner's exemption	$281,590 (+5.98%)	$316,800 (-2.67%) Land $150,340 Building $166,460
2023	$3,938.00 (+5.38%) Homeowner's exemption	$265,690 (+3%)	$325,500 (+6.57%) Land $150,340 Building $175,160
2022	$3,737.00 Homeowner's exemption	$257,960	$305,430 Land $150,340 Building $155,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	150 units insured incl. 62 condo units
Nearby Flood Claims	114 (2001–2025)
Claims Outside the SFHA	1 of 114
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Oct 2017 · 46 claims Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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