124 Shell Harbour Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 124 Shell Harbour Rd, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 2020
Lot Size	0.886 acres (38,600 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Feb 2019)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-11-26-0000-0105-0000`

Property Details

APN / Parcel Number

Primary APN	`21-11-26-0000-0105-0000`
Alternative APN	`86425`

Interior

Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	38,600 sqft (0.886 acres)
Lot Dimensions	188 ft deep x 100 ft wide

Location & Zoning

Account Number	86425
Street Address	124 SHELL HARBOUR RD
City	SATSUMA
State	FL
Zip	32189-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 4 OR 304 P1368 OR298 P1214
Legal Range	26E
Legal Township	11S
Legal Section	21
Legal Lot Number	4
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	3
Census Block	3065
Census Tract	951200

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 SHELL HARBOUR RD, SATSUMA, FL 32189-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK NA
Feb 5, 2019	Warranty Deed, Transfer GULLETT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	20191957
Deed Book / Page	1532 / 933
Prior Transfer Date	Mar 15, 2005
Prior Transfer Doc	0010230284
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	124 SHELL HARBOUR RD, SATSUMA, FL 32189-3304
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015640346
Date	Dec 24, 2019
Book Page	1564/0346
Instrument	201954022898

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 5, 2019
Property Address	124 SHELL HARBOUR RD, SATSUMA, FL 32189-3304
Document Number	0015320933
Book / Page	001532 / 000933
Instrument Date	Jan 30, 2019
Instrument	54001957
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 WOODLAWN RD #X ST AUGUSTINE FL 320848533, X, ST AUGUSTINE, FL 32084-8533

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,161.00 (+11.53%) Homeowner's exemption	$268,240 (+5.99%)	$295,120 (-2.27%) Land $36,800 Building $258,320
2023	$3,731.00 (+5.4%) Homeowner's exemption	$253,090 (+3%)	$301,980 (+22.9%) Land $36,800 Building $265,180
2022	$3,540.00 Homeowner's exemption	$245,720	$245,720 Land $19,550 Building $226,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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