117 Shell Harbour Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 117 Shell Harbour Rd, Satsuma, FL 32189

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,159 sqft · built 1970
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Sep 2012)
Tax Bill$2,170 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-11-26-0000-003.0-000.0

Property Details

APN / Parcel Number

Primary APN21-11-26-0000-003.0-000.0
Alternative APN
  • 86392

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,159 sqft Living Area
1st Floor Area2,893 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialSiding
Lot Area52,272 sqft (1.2 acres)
Lot Dimensions206 ft deep x 200 ft wide
PorchPorch
Porch Area75 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number86392
Street Address117 SHELL HARBOUR RD
CitySATSUMA
StateFL
Zip32189-3305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF GOVT LOT 4 OR240 P669
Legal Range26E
Legal Township11S
Legal Section21
Legal Lot Number4
JurisdictionPUTNAM FL
Township / Civil DivisionCRESCENT CITY
Census Block Group2
Census Block2008
Census Tract951300

Owner

Source: Putnam County records · APN 21-11-26-0000-003.0-000.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address307 WATTLES ST, PALATKA, FL 32177-6443
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2012 · Amount on Record
Deed SaleSep 12, 2012 · Amount on Record
Prior SaleJun 24, 2005
Deed Document Number201254757335
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateDec 09, 2020
Property Address117 SHELL HARBOUR RD, SATSUMA, FL 32189-3305
Document Number0015990744
Book / Page001599 / 000744
Instrument DateDec 07, 2020
Instrument54022284
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address307 WATTLES ST PALATKA FL 321776443, PALATKA, FL 32177-6443

Mortgage

Document Number15990746
DateDec 09, 2020
Book Page001599/000746
Instrument54022285
Lender
NameCHESTER CLEMENTS
Address2311 ARDMORE CT, JACKSONVILLE, FL 32211-5008
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate2%

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,170.00 (+15.43%)$117,000 (-2.16%)$117,000 (-2.16%) Land $52,600 Building $64,400
2023$1,880.00 (+20.67%)$119,580 (+42%)$119,580 (+42%) Land $52,600 Building $66,980
2022$1,558.00$84,210$84,210 Land $27,940 Building $56,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies150 units insured
incl. 62 condo units
Nearby Flood Claims114 (2001–2025)
Claims Outside the SFHA1 of 114
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Oct 2017 · 46 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Based on FCC filings for 50 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Shell Harbour Rd

Nearby Streets

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