141 E Palai St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 141 E Palai St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 840 sqft · built 1950
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2010)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-2-045-192`

Property Details

APN / Parcel Number

Primary APN	`3-2-2-045-192`
Alternative APNs	`3-2-2-045-192-0000` `220451920000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Concrete/Metal Slab
Deck Area	564 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	141 E PALAI ST
City	HILO
State	HI
Zip	96720-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT A 12600 SF DES POR GR 10668 WAIAKEA HMSTDS SUBJ FUTURE ROAD WIDENING SETBACK
Legal Subdivision	WAIAKEA HMSTD. HOUSELOTS
Legal Lot Number	A
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	4
Census Block	4038
Census Tract	20600

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 608, PEPEEKEO, HI 96783-0608
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2010 · Amount on Record
Deed Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	201093103
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	2006113214
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	141 E PALAI ST, HILO, HI 96720-5634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A71780185
Date	Aug 27, 2019
Instrument	A-71780185

Lender

Name	UNIVERSITY OF HAWAII FCU
Type	Credit Union
Address	HONOLULU, HI 96823

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,300 (+1.57%) Land $239,000 Building $124,300	$363,300 (+1.57%) Land $239,000 Building $124,300
2025	$3,970.00 (+14.48%)	$357,700 (+24.07%) Land $233,400 Building $124,300	$357,700 (+24.07%) Land $233,400 Building $124,300
2024		$288,300 (-7.74%) Land $173,000 Building $115,300	$288,300 (-7.74%) Land $173,000 Building $115,300
2023	$3,468.00	$312,500 Land $205,100 Building $107,400	$312,500 Land $205,100 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20