State of Hawaii and Hawaii County property record for 122 E Palai St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1971 |
| Lot Size | 0.243 acres (10,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jan 2003) |
| Tax Bill | $1,632 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 3-2-2-046-005 |
| Primary APN | 3-2-2-046-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,562 sqft (0.243 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 122 E PALAI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 1-C-2 10562 SF DES LPGR 11286 WAIAKEA HMSTDS, 1ST SERIES TOG/ESMT SUBJ/ESMT |
| Legal Subdivision | WAIAKEA HMSTD. HOUSELOTS |
| Legal Lot Number | 1-C-2 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 20600 |
122 E Palai St is owned by an individual who bought it in January 2003.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 591 ALAWAENA ST, HILO, HI 96720-3503 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2003 · Amount on File |
| Deed Sale | Jan 29, 2003 · Amount on File |
| Deed Document Number | 200316464 |
| Prior Transfer Date | Jan 16, 2003 |
| Prior Transfer Doc | 0000016464 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 122 E Palai St was $1,632.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,500 (+2.99%) Land $74,900 Building $207,600 | $442,600 (+1%) Land $186,500 Building $256,100 | |
| 2025 | $1,632.00 | $274,300 (+3%) Land $74,900 Building $199,400 | $438,200 (+15.41%) Land $182,100 Building $256,100 |
| 2024 | $266,300 (+3.02%) Land $74,900 Building $191,400 | $379,700 (-1.53%) Land $134,900 Building $244,800 | |
| 2023 | $1,589.00 | $258,500 Land $74,900 Building $183,600 | $385,600 Land $157,800 Building $227,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 E Palai St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 E Palai St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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